DMP Mutual Support Thread - Part 7

candypop

Fred - Just remembered you can also make a standing order payment to the CCCS while your hubby's bank details get changed at work if needed and then start your DD with them. CCCS pay creditors on the same day of each month the 26th if I remember correctly.

Chrisblue1962

Fred

To set up my Smartsaver savings account I just gave them a ring and they did it over the phone, which is possible since they already have your details and ID checks are done electronically (I think...)

ianmak

Quick question about F&Fs, I know this is the wrong section.

If I were to offer 75% + to creditors, what is the likelyhood of them accepting across the board?

ianmak

FredFlinstone wrote: »

thanks chris that is a good idea i was so worried about that money being sat there for another 10 days or so. suppose i still dont trust myself lol Will see if i can open one online today!

From what I remember, I opened mine online, and they said they'd come back to me. The letter came a few days later with all the login detail etc.

Twit_Head

SomewhereOverTheRainbow
"It shows how carp his credit rating is"


Bit fishy then? :rotfl::rotfl::rotfl:

(Apologies SOTR - sure you will get sorted soon.) And one day when all this set-up stress has gone, you'll find yourself laughing at little things again. Promise!

'Twitty'

Twit_Head

ianmak wrote: »

Quick question about F&Fs, I know this is the wrong section.

If I were to offer 75% + to creditors, what is the likelyhood of them accepting across the board?

Hey Ian!
Think they would snatch your hand off! (But DON'T go there first - you've got to do the dance initially.)
Was really chuffed and delighted with your recent post re: partner etc.etc . You know I'm a softy so it's a great big AAW! from me!!!
Bit pushed for time now, but will try and PM you tomorrow if that helps.

(Still twitchy and neurotic (think Peter Sellars as Inspecter Clousea) about creditors reading these boards.

'Twitty'

SomewhereOverTheRainbow

Twit_Head wrote: »

SomewhereOverTheRainbow
"It shows how carp his credit rating is"


Bit fishy then? :rotfl::rotfl::rotfl:

(Apologies SOTR - sure you will get sorted soon.) And one day when all this set-up stress has gone, you'll find yourself laughing at little things again. Promise!

'Twitty'

Don't be sorry - made me laugh too :rotfl::rotfl: (I was just trying not to use profanity............trust me what I type is much more reserved that what I am thinking )

On a good note, Credit Union allow you to open 'thrift accounts' - saving and being able to withdraw with no notice but no card so no spontaneous purchases, which will be a good discipline!

JES_F1

Hi everyone! :wave:

For all sorts of reasons, it's been way too long since I last visited the forums.

I've been on my DMP with the CCCS for almost four years. Apart from some relatively "minor aggro" from a couple of creditors, it has gone very well. And it's a relief to see the debt shrinking - and a couple of creditors will be paid off by the end of the year so more will go to other creditors.

Though I've had periods of being really fed up with the whole "debt thing", life on the DMP hasn't been too bad - and I can really see the light at the end of the tunnel now and should be debt free in about 15 months.

I've still been selling stuff but must get back to participating in some of the great challenges on here!

Anyway, thought I'd say hello and look forward to being back on MSE/DFW!

:j:j

SomewhereOverTheRainbow

Well done Jes,

Our debt is a similiar amount to your's and we are in the process of setting up DMP if only we could get business bank account sorted out............about to be turned down for one, of that I am almost certain.

Without business acccount - no business

Today is a BAD day

sickasachip13

Well, nothing much to report really. One of our debts passed to BLS Collections, they've been great to deal with and have accepted the plan etc without any problem.

On other news - I had a bottle of moisturiser with a pump top, it stopped pumping a while ago and seemed to be empty but really it was because the tube wouldn't reach the bits that were left. I hacked the top off the bottle with a kitchen knife, pushed on a lid from a different bottle and stick my finger in every morning when I need it. How long has this lasted I hear you ask......?! SEVEN weeks, after it being 'empty'. Bonus :T