Frightened about my future - part 2.

mouseann

Think I will head off to bed - before I start thinking that I have seen Beanie's message a third time!

And I have not been drinking - apart from peppermint tea!

Glad to see that Niddy has dropped in - just as I am about to leave! Don't take it personally, Niddy!

Night, night to everyone who is staying until the witching hour, and to those who are going off to bed soon.

Sweet dreams!

pixiechick_2

never-in-doubt wrote: »

No credit check Ann, they do an identity class (table) 2 check so that means it will show as an insurance quote

Being in debt is not a barrier to obtaining insurance, they do it for identity purposes.

We use Morethan - they are great!

See. Niddy knows everything

savingwannabe

:D:D:D:D:D:D:D:D:D:D:D:D:D
Ditto!

mouseann

never-in-doubt wrote: »

No credit check Ann, they do an identity class (table) 2 check so that means it will show as an insurance quote

Being in debt is not a barrier to obtaining insurance, they do it for identity purposes.

We use Morethan - they are great!

Thanks Niddy,

May well give them a try!

I wondered whether they credit checked if you ask for monthly payments. Not even going to attempt that one!

Think M&S are just playing silly beggars - let them get on with it, as far as I am concerned!

mouseann

beanielou wrote: »

No there have been problems with MSE since the forum maintenance yesterday with double posts.

I thought for a moment that said "double points", Beanie!

Like Tesco's :rotfl::rotfl:

never-in-doubt

swanfan02 wrote: »

Another of Niddy's predictions bites the dust. :p

:rotfl: :rotfl: :rotfl:

Mate as you've seen, i'm only any good with de-facts! That's why I don't bet - I vote with my heart, not the actual stats!!!

never-in-doubt

mouseann wrote: »

Thanks Niddy,

May well give them a try!

I wondered whether they credit checked if you ask for monthly payments. Not even going to attempt that one!

Think M&S are just playing silly beggars - let them get on with it, as far as I am concerned!

Yes you are credit checked but its not a conventional check, like going for a bank account. It is simply for identity verification purposes... on your credit file you have table 1 and table 2 searches - table 1 is credit searches whilst table 2 is verification searches that only you can see - these are not part of a credit file.

So in theory the insurer is looking for fraud or bankruptcy otherwise, no problemo. Yes you can pay monthly, remember this is insurance and not assurance therefore you need it and if you do not pay, its no skin off their noses cos they will not payout if you claim!

See what I mean? In laymans terms it is not credit scored, just credit checked. Big difference

Comprende? :rotfl:

never-in-doubt

pixiechick wrote: »

See. Niddy knows everything

I do when it comes to banks and credit scores/ratings/unenforceability - sadly enough!! :rotfl: :rotfl: :rotfl:

But otherwise, i'm pretty clueless that's why I earn £2.23 per hour! :rotfl:

di3004

Hi everyone.....:j

Have not been on here much today, by the time hubby and my son came home from sea fishing its been non stop, but hubby wanted to cheer me up and done a barbecue for me.

I will be seeing dad tomorrow after 2pm, today my mum and one of my brothers went to visit, he was quiet, very chesty but the staff have been wonderful and won't leave his side.;)

The Film I love "Con Air" is actually on BBC 1 right now, so have that on in the background, its a FAB film starring Nicholas Cage.:)

Hope your all okay. X

pixiechick_2

never-in-doubt wrote: »

I do when it comes to banks and credit scores/ratings/unenforceability - sadly enough!! :rotfl: :rotfl: :rotfl:

But otherwise, i'm pretty clueless that's why I earn £2.23 per hour! :rotfl:

Think you've got the decimal point in the wrong place :rotfl::rotfl::rotfl: