Frightened about my future - part 2.

jinny

mouseann wrote: »

You are not wrong there, Di.

And time does certainly fly!

Wouldn't mind being 42 either!

And knowing what we know now ann eh?
running as fast as we could from the debt pushers!

jinny

Ann if i was that debt collectors mother he wouldnt be too big for a clout thats for sure!!!!

mouseann

jinny wrote: »

And knowing what we know now ann eh?
running as fast as we could from the debt pushers!

Too right, Jinny!

mouseann

jinny wrote: »

mouseann wrote: »

Thanks Jinny,

Words much appreciated!

And BIG is the operative word - except he was very polite! Wondering if it might get worse, though?[/QU
hi again ann well its like me with the tele pests once youve seen one off the rest is easy just like school bullies really. I once went to a advice centre about my debts years ago the first person i saw was really good and said you have to treat debt collectors like vampires they cant come into your home without you inviting them in but once you do thats bad. It was a church charity advice centre and the volunteers were well meaning but not really experienced enough one was only 20 and lovely but not up to the job. thank goodness for MSE eh tried to get some bagged up pennies changed to get some food in but local shops didnt want to know. will have to wait till monday now to get to the bank dont worry though have enough to eat- just. just wanted a bit extra thats all.

That's a very good point, Jinny!

The first one is always the worst! And any more DO get sent there is very little point in not answering the door/ignoring them - because they will keep coming back and that will then create a mental barrier. Love the vampie analogy!

Regarding your coins - our local Tesco has a machine where you can put all your coins into and then it gives you vouchers which can be spent in store. Think some other shops have them - worth a try? And it's sometimes easier to deal with machines!

jinny

thanks ann Asda do that I just remember might even walk there good excersise and saves money about a 3 mile round journey tho so may leave it until tomorrow thanks for reminding me. One of the local shops made me feel like a down and out I told him i wouldnt step in his shop again and i go in most days for milk, lottery ticket, wine, bread, newspaper ect. stuff him he wont be getting my custom he must can afford to lose a good customer then. it was all bagged and counted as well.

Woowoo

Hi Mouseann

I'd love a brief update if you have time x

jinny

think i will walk to Asda after all to get coins changed. talk later

mouseann

jinny wrote: »

thanks ann Asda do that I just remember might even walk there good excersise and saves money about a 3 mile round journey tho so may leave it until tomorrow thanks for reminding me. One of the local shops made me feel like a down and out I told him i wouldnt step in his shop again and i go in most days for milk, lottery ticket, wine, bread, newspaper ect. stuff him he wont be getting my custom he must can afford to lose a good customer then. it was all bagged and counted as well.

That's very short-sighted of your local shop!

You would think they would recognise you as a good customer - my local paper shop always make a poin of greeting me by name and are mega-friendly. Only thing is, they are mega-expensive as well! But OK for newspapers, lottery tickets, etc. - as they are the same in most places!

jinny

mouseann wrote: »

That's very short-sighted of your local shop!

You would think they would recognise you as a good customer - my local paper shop always make a poin of greeting me by name and are mega-friendly. Only thing is, they are mega-expensive as well! But OK for newspapers, lottery tickets, etc. - as they are the same in most places!

thanks for the comments ann yes very short sighted the shop was empty or i wouldnt have asked been going in there for years his family have had the shop for donkeys his father would have helped me. some of his alchohol is really cheap though but small shops cannot aford to drive customers away to the big chains like that. will tell his mother when i see her hes very young and never off his mobile even when serving!! very rude his dad was always polite and pleased to see you

mouseann

Woowoo wrote: »

Hi Mouseann

I'd love a brief update if you have time x

Hi Woowoo,

Brief summary.

Of my 18 accounts

13 unenforceable

4 still waiting CCAs - since middle of April!!!

1 enforceable - but Niddy is working on this one!

However, I am not being complacent about this - the banks are just not going to give up and have already had one doorstep visit - yesterday!

But, I am still being positive about my situation!

Hope this answers your question.