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Please help me im now desperate - and now sacked from my job

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  • He has started being really nice to me and is starting a job tomorrow.

    We done a bootfare today to make a bit of cash, so we went a bought an iron board as ours had broken. Did really well, made just over a £100.

    I have heard from Orange, the job I went for and am just waitinf for the vacancy in Cardiff, which will be within 3-4 weeks,.
  • I'm glad to hear things are getting better for you. Hope the change in your OH is permanent. Good luck with the new job.
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news maria932
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Good luck! Hope this is the start of better luck for you. Take care.
    Overpay!
  • Hello
    Hello Posts: 358 Forumite
    Woohoo!! Congratualtions on the new job for you and hubby!! :j

    Although having worked for Orange in the past myself this may turn into commiserations soon enough! :think:

    Only kidding. Well done, hope this is the up turn you need.:T

    Hello
    x
    Ciggie free 2am 21/09/06. Debt free 25/06/09.
    'It was such a lovely day I thought 'it's a pity to get up'' W. Somerset Maugham.
  • Hiya Maria

    I've just read this thread from start to finish with tears streaming down my face. I spent 9 years in an emotionally abusive relationship with a control freak (although give him his due.... he worked his butt off... he just didnt want to spend any of it!!). I really do hope you continue to have the strength you've shown so far to do what is best for youself and your daughter. The tears are for all the people though who, although not being in the greatest position themselves, have really restored my faith in human kindness. I'm a great believer in karma and the saying 'what goes around comes around'... Heres hoping that you ALL get the truly wonderful things you deserve

    Psst... AchtungLady..... GREAT avatar!! I'm sated now I have my daily 'B' man fix!!! If only I hadnt spent half of last year travelling around the world to see him I wouldnt be in this bloody mess now!! Hehehe :p
  • Maria .....at last some good news for you, its great that things are looking up, the power of MSE is strong and we can all be strong in poopy situations.
    At least the OH has finally got off his bum and started doing something so it must feel alot better in your house.

    P.S. remember the offer that was made to you a while ago, I am sure it does still stand!!! You know what I mean!
    Proud to be me, proud to be who I am!!
  • Mirtos
    Mirtos Posts: 728 Forumite
    Hi Maria. Well done on the job! Just wanted to check in, say hi :wave: and send my love.
    xxx
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Hi Maria

    Really pleased to hear all your positive news. :T
    angeluk69 wrote:
    P.S. remember the offer that was made to you a while ago, I am sure it does still stand!!! You know what I mean!

    Yes, it does still stand.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • maria932
    maria932 Posts: 336 Forumite
    Part of the Furniture Combo Breaker
    Hi all, thanks for the support and apologies for not being around.

    I havent started the new job yet as im waiting for the position to be vacant.
    Hubby accepted the job just like the other 2 but cannot be bothered to go, so he still does not have one. He should be finding out about the Army today, as to when he will be going in, there is also a chance we could go to Germany but I dont know what i willdecide then.

    Im having a rough time at work as im so unhappy there, so if any of you are on Vodafone and need an upgrade or would like to take a new contract please come to me as im also not hitting my targets. https://www.theword.co.uk .

    Cadence loves school, she is really happy there and is learning so much.

    In the next couple of days I will be sending a financial statement with a letter to all our creditirs to find out exactly how much we owe as this is also getting me really down as we are minus. It is below hopefully you can see it ok.

    Personal Budget

    INCOME

    Wages/salary - Maria £950.00
    Wages/salary - Lee
    Working Tax Credit
    Child Tax Credit
    Child Benefit £68.00
    Other
    TOTAL INCOME £1,018.00

    EXPENSES

    Rent £450.00
    Council Tax £131.80
    Water Rates £65.00
    Life Insurance
    Gas £35.00
    Electricity £35.00
    Food/Household Items £100.00
    TV rental
    Child Minding
    Travelling Expenses £80.00
    Car TAX
    Car Insurance
    School Meals £30.00
    Building/Contents Insurance £25.00
    Clothing
    Telephone
    Car HP £150.00
    TOTAL EXPENSES £1,101.80


    TOTAL INCOME £1,018.00
    TOTAL EXPENSES £1,101.80

    MONEY FOR CREDITORS -£83.80

    Credit Debts Balance Owed Monthly Offer
    Admiral Ins £230.78
    Aktiv Kapital £5,951.40
    Aqua Mastercard £501.87
    Avon £152.85
    BT £130.25
    Finance U Ltd £16,265.40
    Grolier £131.82
    Halifax - Lee £676.08
    Halifax - Maria £348.68
    HSBC £376.29
    Max Recovery £1,333.29
    MEB power £35.75
    Military & Aviation £95.64
    Natwest - Lee £1,919.07
    Natwest - Maria £1,500.00
    Npower £67.62
    OCM £361.40
    Provident - Lee £721.59
    Provident - Maria £343.55
    Scottish Power £43.38
    SWEB £107.65
    Littlewoods £60.00
    Yes Car Credit £5,287.14
    Direct Choice £186.61
    Vanquis £650.00

    Total Owed £37,478.11 £-
    Total Payment
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