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Making a molehill out of the mountain!

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  • Hi IMD. About time things improved for you....and I am so pleased. Is he sure this time?

    Mrs R
    #Tesco 0% NIL Jan 2010
    # RBS 3.9% NIL Oct 2010
    # Virgin 0% £2670.92 Oct 2010
    # RBS O/D NIL - repaid with redundancy pay Jan 2010
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Yes - he showed me the email, just not sure when it's going to hit the bank account, could be Monday or payday the week after but :j:j:j Just felt the belt was getting excruciatingly tight before and we have some breathing space to clear up the loose ends.

    Must use this as an opportunity to get back on track with putting money away for the bigger things and will adjust the budget for a "holiday" fund as such, even if it only covers a week camping.

    Off to ebay further now, and increase my items to - ooohhhh maybe 3 :D
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • firesidemaid
    firesidemaid Posts: 2,136 Forumite
    Part of the Furniture Name Dropper Combo Breaker Bake Off Boss!
    sounds like your OH could see ho much was affecting you - hope you get a 0% offer too.

    i'm also off to list a few bits on ebay - every little helps x
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    That's good to hear IMD - glad you got the breather. Hope you feel less stressed now :)
  • Happy ebaying and yay on the breathing space hope the bonus arrives soon very exciting :-) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    :j :d YAY! :d :j

    I'm so pleased for you! That bonus will go a long way for you and I'm so, so pleased that it will bring you peace of mind (and reduction of debt). :D
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Had a lovely day so far. Got a few jobs done in the house and then as the car is in the garage I decided to potter to the local shops to see if I could get everything I need. What a success that was :j

    DD and DS's birthdays shortly - got them 4 really good presents for the costly sum of £8.48 - includes 2 books and 2 board games :j

    Three Father's day presents bought for £18 and got cards off the market for about 40p each which look a lot more expensive!

    Got a few foody things off the market and some stuff the kids needed. Think I have spent about £40 in all but if I'd have shopped online I probably would have spent about £100 :D Also means that I have done stuff today instead of having to do it at the weekend and will be able to relax instead :D

    Amazing how buying things a lot cheaper can be a boost as I think the kids will really like their presents as well even though they are from charity shops.

    Off to collect said children now - oops!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • taxi73
    taxi73 Posts: 20,815 Forumite
    great news on the bonus and the relief that brings and great news on the bargains
  • Nelmer
    Nelmer Posts: 214 Forumite
    Hi IMD, been away for a while and I've just found your shiny new diary.

    I'm so glad that OH seems to be coming through for you and that things are starting to look up. Keep that chin up and just think, every step forward is in the right direction....however small!
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    **wonders if she dares ask**

    Did the bonus arrive today?

    **runs away quickly**
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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