Making a molehill out of the mountain!

In_my_dreams

NOOOOOOOOOOOOO!!!!!!!!!!!:eek:

However I am chilled, payday on Monday, not paid in then, then DH's balls are in the oven - end of :rotfl:

Not much happening in my world TBH so didn't want to bore you all. Had a lovely weekend - socialised with friends and worked out a lot cheaper than we thought so was a bonus, didn't win the lottery and then family day yesterday in which the poor !!!!!!s were subject to my horrendous cooking...:D

Slight predicament at the moment, FIL who lives away from us and stays quite a lot, has offered completely out of the blue to give OH some early inheritance to build extra bedroom/bathroom on house as it will benefit him and help us. Told us to get some quotes and get back to him. Initially we said no, we think it will be more than he can afford and secretly can't justify paying extra for building work when in debt.

We than had another chat with OH as we thought we'd offended him and decided to get some quotes and go back to him with them. If we had no pride then we could admit we are in debt and ask for money to pay debts off but we don't want to do that. OH is now saying if we get quotes and they are within FIL's budget it will add a lot to the house, benefit his Dad and save us having to do in a few years as planned. But now I'm in a quandry, don't want to get excited incase it is way over FIL's budget as we can't afford to add to it, but then feel bad if we take the money if it is in his budget.

It would definitely make a difference as we would have a spare room and an extra bathroom and would add to the house value and take us out of the pit of potential negative equity.

What to do what to do? I think OH would rather accept money from him to do the house up and pay the debts and I agree, but I'm also anxious if we go ahead with it that it will cost more than we think and we will end up paying money out.

Shall I just get quotes, not get carried away with how beautiful and gorgeous it would look, not think about that extra storage and a room to put OH in when he annoys me and not design it before it's even built .............:rotfl::rotfl:

hypno06

Shame about the bonus, but at least you have until Monday before OH's life potentially changes for ever!!

Re the extension, in my experience they always cost more than expected - not the building bit, but the furnishings, carpets etc etc.....

Of course, if you do brutally honest figures, then you have more of a chance, just don't skim over things just because they look as though the figures might fit any potential budget.....

In_my_dreams

Yes he is on his final warning and seems to be taking it quite well although he may have to invest in some body armour to protect his manhood if I am let down again!

You share my thoughts, as any extra room would need furnishing etc etc and I don't want to get carried away with it all. Have got a very reliable builder we have used before coming round tomorrow who is a family friend and he is always brutally honest so I will see what he says, as I think it will end up being a big job. I just wish I hadn't had the idea put in my head now!

lucielle

Ooooh I feel you rpain. I hate being put in situations where I can potentially have something but not. Hope the bonus comes through. And if you use 2 bricks on OH mind your fingers!
L

Happytogetdebtfree

Hi imd, see what the quote offers and consider the cost of furnishings aswell .... in the long run it will be great for you so something to consider you my be surprised at fil .... nice to see something thats got you excited once an ideas in my head its hard to get it out lol xx

taxi73

Your bonus is like my insurance...lol

That's nice of FIL..it won't do any harm getting quotes and taking it from there...it's all very exciting

macgirl

Hi IMD, perhaps you could ask 3 estate agents for their valuations on the house with the extension you plan? That way you can work out your budget plus contingency.....

I would be tempted to tell FiL the cost will be £77,366.35 :rotfl:

Glad you had a good weekend x

firesidemaid

do you think there will be different options for the extra room/space?

ie. converted garage, converted loft, room over garage etc.

what about thinking another way and having one of those self-contained 'buildings' in the garden?

In_my_dreams

The best option would be to add an extra room to the house and as we live in a dormer we can just take out a bit of the roof - so to speak! We won't need planning permission, just building regs (not that I've been researching or anything :rotfl:) OH was getting a bit carried away last night so I told him it is likely we will come to a grinding halt tonight after the quote and wound him back in. It's always something we've planned to do but not until we're debt free, and I don't want to do it half hearted, on a tight budget and cut corners and regret them later.

Just too much to think about but am just telling myself it won't happen now.

Beautiful day outside, been up for ages, all housework done, washing out and I'm ready for the kids to go to school - if only they'd get up!

Happytogetdebtfree

Morning I've just put some washing in ) ready to utilise the nice day... Yes you can do certain extension without planning permission I never could understad the website so I phoned for the quick answers lol they love a damsel in distress talking diy haha wow you have been busy cleaning hope the quote is a good one :-) I'm sure if it's done you will find a way to fund it that doesn't affect the amount of debt xx