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Making a molehill out of the mountain!

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  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Bahh! Typical, only time in OH's working career that they "forget" to pay him - I kid you not :eek: Should have been paid on Friday and still not - apparently they are on to it and will hopefully credit our account this lunchtime but we shall see.

    Despite the promises the Bank clearly lied, I ran around paying money in to cover the cheque, just for them to bounce it and charge me anyway. Going to ring up and complain this morning as I even took the woman's name down who told me that it wouldn't bounce and had been paid - why are they so useless?

    So my fingers wait tentatively to update spreadsheets and pay bills........
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    **puts the kettle on for a nice cuppa**

    Hope all is sorted by lunchtime. Otherwise I fear for ALL thier private parts, not just OH's :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    IMD

    One of my 'ambitions' is to move back to First Direct (£1400 o/d/) as soon as I don't need A&L's o/d £2k - they are a terrible bank with the strangest behaviour in balance management I ever did see!

    How convenient that they 'forgot' to pay him! I thought I was getting paid today, no it is tomorrow! Hate the end of the month nightmare. But well done you for staying out of the poor house over the weekend!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Hi imd, roll on lunch time :-). Alliance and lesciester are silly I can't say I'm the greatest fan. We don't have an overdraft so I'm happy with it for now while I sort debts then il look to move to a nicer banks I won't have the hassle of loads of direct debits to change hehe How can a company forget to pay. Ahh I hope the bonus arrives :-) I'm at the edge of my seat in anticipation :-) xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Good luck for getting paid...keeping my fingers crossed for you.
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    No money there yet :mad: His work have said they will pay penalty fees for bounced cheque, but it's not the point, it's the shame of the cheque bouncing and having to explain why - ah well c'est la vie. Hopefully it will be there soon and I can pay off Next in full :j

    I want to go to First Direct as well but I didn't think they offered overdrafts? We have £500 on one account and £1k on another account that we are best friends with :D

    Trying to work now and not watch This Morning.....
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I'm with First Direct - I don't have an overdraft because I didn't want one, but I was certainly invited to apply for one!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Keeping fingers crossed :-)
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope the money's in :o
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hope the money is in
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