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Making a molehill out of the mountain!

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  • taxi73
    taxi73 Posts: 20,815 Forumite
    Wow...you have had a busy morning....

    Weather lovely here too
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Hi IMD

    Just caught up!

    Extension - well if quote plus 10% comes within FIL budget - why not?

    Bonus - not so sure OH would enjoy 'ball bolognese' so hope, for his sake, the bonus appears in this pay!

    PS Money is so boring, me thinks.............wonder if I offered a frugal life forever and no more debt how it would feel (but I am sure in 2050 (!) I wont be thinking that)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Well we got the quote and the cheapest one isn't as bad as we thought but not sure whether FIL has the available funds. OH is of course dragging his feet on making the call :mad: and I am being patient and pretending it's never happened (honest;) )

    Money front not much happening - got Natwest Statement just to remind me I am paying horrendous interest. Going to shift one balance to another card next week and once that is done hopefully there will be the domino effect with the MBNA cards when they come up with some offer, they seem to only do it when the card is 0 balance so here's hoping - horrendous interest being paid at the moment but positivity shall remain.

    Payday either tomorrow, Sat or Monday - whenever they decide - oven will be preheated on 230oc in the event that bonus does not arrive and I have to roast OH's privates! Hoping we get paid tomorrow as his salary is due on 26th which is sat, so maybe they'd pay it early??

    Think we haven't really spent much this week, but we did have a night out at the weekend which took up a lot of our weekly budget so there wasn't much to spend anyway! Nice social weekend planned but all at people's houses so should be cheap.

    Have a good day everyone
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • taxi73
    taxi73 Posts: 20,815 Forumite
    You're sounding pretty chilled outand heres hoping DHS bonus and pay arrive soon
  • Hoping the bonus arrives and waiting mew on fil respond to quotes x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Poolie
    Poolie Posts: 1,882 Forumite
    Payday either tomorrow, Sat or Monday - whenever they decide - oven will be preheated on 230oc in the event that bonus does not arrive and I have to roast OH's privates! Hoping we get paid tomorrow as his salary is due on 26th which is sat, so maybe they'd pay it early??

    I usually find if I am due to be paid on a weekend it is paid on the friday as the bank don't do any processing over the weekend.
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sounds like a nice weekend planned. Tell DH I'm praying for the crown jewels that they don't end up in the mincer :D

    Hope you're ok - fingers crossed for the bonus, a long time coming but it will be so sweet when it's finally here :)
  • MrsMoo2U
    MrsMoo2U Posts: 4,005 Forumite
    edited 24 June 2010 at 10:40PM
    quote

    Money front not much happening - got Natwest Statement just to remind me I am paying horrendous interest. Going to shift one balance to another card next week and once that is done hopefully there will be the domino effect with the MBNA cards when they come up with some offer, they seem to only do it when the card is 0 balance so here's hoping - horrendous interest being paid at the moment but positivity shall remain.)


    Hi, just catching up and spotted this. I got a 0% deal for money transfer yesterday with MBNA. I was doing my daily checks (learned from hypno) and I spotted it, it wasnt there the day before. I applied on line and today it tells me that I was successful, (Like you I agonised over trying in case I was turned down). Same thing happened with barclaycard today, told yesterday there were no offers and today there they were. I wonder if the question triggers them to do it? Anyway, just thought I would let you know in case it is worth you checking. I am learning lots from you all regarding shifting stuff around. Just hard to swallow the extra addition but I consoled myself with the fact that the fee for the whole sum is less than the interest I would have paid in one month alone!
    Keep going you are doing brilliantly
    Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher
  • Hi what checks do you mean??
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • taxi73
    taxi73 Posts: 20,815 Forumite
    good news on the BTs
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