We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Making a molehill out of the mountain!
Options
Comments
-
:o:o:o It's me
I didn't really intentionally go anywhere, I am really struggling to find the time to post. Can't really get on to post at work and at home I always seem to be busy - what's that all about??
Well the debt is still there - I would say for the last month I have just been so so stressed about the debt and the slow decline in the figure. We had a week away with no technology (not even proper hot water :eek::eek:) and all week I would wake in the night and worry about it whilst everyone else was sleeping. It then made me irritable during the day and I just think I have been living with this stress for so long.
May sound like a foolish thing, but when I got home and was yet again not sleepingI ended up downloading a hynopsis thing which basically told me to stop worrying about money and how I would save money
I have listened to it every night and I HAVE stopped thinking every day about the debt, of course it's still there but I am not obsessed with it and I feel I am actively doing something about the debt.
I am thinking twice about buying things, looking for bargains and being a bit more disciplined. Also thought about other ways I could increase my income and have started applying for other jobs and enrolled on some courses to improve my career options. So whilst I thought I was doing everything, I wasn't really. One job I have applied for is twice the salary I am on now, :eek::eek::eek: and I got an interview next week :eek::eek::eek::eek: but it is far too much money for a lady like me so desperately trying not to get hopes up.
So I think I needed a break from here as I was obsessed with the debt figure, the interest I was paying and it virtually occupied my every waking minute and I needed to find a way to break the habit and just learn to live with it whilst paying it off - does that make any sense at all?
So I will continue listening to my download, continue to stop worrying about it constantly and being miserable with everyone around me and I have rationalised and calmed..............for now!
So I haven't left you, I've been in debt stress limbo and think I've found a way to cope with it. I've accepted that the interest is huge but that it will come down, it will take time and hard work but I'm still here
Will make a proper effort to catch up with everyone tomorrow I promise as my other promise to myself was to go to bed earlier as well and get proper sleep and I am finally getting 8 hours sleep. So mental health seems restored for the time being............at least1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
0 -
Hiya, nice to see you back.
I totally get, that it is a fine line between being on here all the time to stay focussed and it ending up getting you down as it pervades every waking thought.......
As for the job - if you got an interview, then is it so not too much money for a lady like you! Break a leg and all that, I'll keep 'em crossed
The hypnosis thing sounds like the right thing to do - as stress and worry really don't get you anywhere (I am the biggest worrying stresshead going :rotfl:)
Take care and don't be a stranger xx0 -
great to hear from you and totally understand where you're coming from.
good look with the interview0 -
Glad your ok IMD and really hope the job interview goes well, will be thinking of you
WABLCredit card £4461.15Home mortgage £137117Buy to let mortgage £83,0000 -
As for the job - if you got an interview, then is it so not too much money for a lady like you! Break a leg and all that, I'll keep 'em crossed
The hypnosis thing sounds like the right thing to do - as stress and worry really don't get you anywhere (I am the biggest worrying stresshead going :rotfl:)
Ballcocks - the biggest stresshead is easily ME! Fight you for it! :rotfl:
And you are right: there's a fine line between focusing and obsessing. We've all been the wrong side of it at one time or another, but need to get ourselves back on the other side.
And there is NO such thing as too much money: there's only not enough ambition, or being afraid and believing that you are not worthy of it. You CAN do it *puts on Geordie accent* because you're worth it!Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
0 -
Makes perfect sense to me, and I am really pleased that you have found a way of keeping things in balance.
Good luck with the interviewand as mac says, don't be a stranger!
xxxSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Good to hear from you IMD!
Best of British with the job interview - and Pickle is right - no such thing as too much money!
Stresshead - God pop over to my diary - yesterday was a 'pack it all in day' - its very very very hard not to go overboard with the stress, but as Taxi pointed out to me - it doesn't change anything! Just makes you feel carper!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0 -
Thank you everyone, it's so tempting to come on here every day and update about money but I think it makes me a little bit bonkers and I need to find a balance. Maybe a once a week catch up with everyone and update on me will be good for now? Listened to my download last night and had peaceful sleep.
DH is away for three weeks nowbut the only good thing about that is that I know he will not spend any money from the joint account :rotfl:
Red - I caught up on your diary this morning, you poor thing, it sounds like a complete mare, but please look at how much you have paid off the business debt, its amazing! I am in a similar position to you re the interest I am paying and it becomes too all consuming as it is wasted money, but I am wasting energy stressing about it - it will get better and it will get less, it will just take time.
I am procrastinating as I need some new trainers for my 60 mile run which is coming up :eek::eek: They are £65 with a discount - so I am going to ask family for a contribution as part of my birthday present and then I won't feel guilty spending all that money. I also need a proper running waterproof which is about £80 :eek::eek::eek: so I will have to speak to family who are asking me what I want for my birthday and be cheeky and ask for money! Unfortunately it's stuff I really need for the race and it will last but is a lot of money - who said running was cheap?
Off to do some work now, done my spreadsheets and money stuff, chased a few refunds and then the money goes back to the little space in my head.
Oh and by the way, in and effort to make me relax and sit down, DH bought me some wool and a knitting pattern - it's ace1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
0 -
In_my_dreams wrote: »Oh and by the way, in and effort to make me relax and sit down, DH bought me some wool and a knitting pattern - it's ace
Oh , how sweet. Thats lovely:) I used to enjoy knitting so perhaps give it a whirl again:D
Totally get where you are coming from on the stress thing as I am currently in that place . One minute I am ok then I remember a bill I have got to pay and I am then stressed and touchy for the rest of the day. We will get there though ,hun.
Just pop in every now and again for a chat because we all miss you when your not here.:A
I shouldn't be here either ... must fly;)
love
40SMXX0 -
40SM - another stranger - good to see you!
LOL we are all so good at telling each other not to stress, while tearing our own hair out. We are very hard on ourselves.
I would be delighted if my sister said 'I want money to buy x' when it comes to her birthday as I never know what to get her, so I am sure your family will be very happy to give you a few pennies.LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards