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Making a molehill out of the mountain!

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  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    It is bl00dy stupid that they would rather we miss payments then help us out but the Banks still rule the roost despite all the problems their greed for charges, interest has cost.

    Have just checked online banking and all accords with my little spreadsheet :j which means I will be skint this time next week :rotfl:

    Sulking as I had a bad race last night and so will spend the next 24 hours eating chocolate - despite the fact that I got on the scales this morning and had lost 3lbs :j:j:j I shall put it all back on again!

    Have sent a letter to the Council asking if they will be "favourable" to an extension - so fingers poised and crossed.........
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    You SHALL put it back on again - you sound determined.

    Yes I too will be skint this time next week, am thinking I will accidentially have to cancel a dd, because I am NOT pay A&L on more f'ing penny and have decided the first 'little windfall' is going off overdraft and then I am moving back to First Direct!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    I can't say I'm a big fan of a and l they are rubbish xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hiya, sorry about the bad race but well done on losing 3lbs :T I put 3 on :( Too much beer drinking over the last few days :beer:
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hey Mrs - Where are you??

    Hope you haven't won the lottery without telling us where to send the begging letters! Hope all's ok xx
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Hi mrs imd, hope all is well look forward to an update happy debt busting or happy lotto spending x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • ijustlovesavingmoney
    ijustlovesavingmoney Posts: 124 Forumite
    Part of the Furniture 100 Posts
    Hello I hope everything is alright IMD lets hope that with the school holidays started you will be more relaxed (not doing the school run)
    It would be great to see a post from you.
    Take care
    Love IJLSM
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    IMD is alive and well and on FB from time to time. I will nudge her when I am next on there to tell her to get her not-so-lazy-arris over here and say Hi :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Thanks Hypno....we are missing her.
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Ooops - sorry naughty me! Have been so busy with work and kids, been working away for a little while and then had a few days break and oh yes the lottery win :rotfl:

    Money is particularly horrendous as ever - will update later at work x
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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