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Making a molehill out of the mountain!

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  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    well i didnt get anywhere cheeky bleeders makes me so angry :O arghhhhhhhhh
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Do you think they get bonus' in relation to number of people they p**s off per day
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    i think so hahah but gives me more incentive to get rid of it they just do not want to help you out its disgusting x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • taxi73
    taxi73 Posts: 20,815 Forumite
    They don't usually help untilyou start missing payments which sounds stupid to me,
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    I know taxi it's a stupid system! But I can afford to pay it almost make you want to miss payments lol so maddening :-( but the day will come when I can close them down haha and i will relish that day x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • taxi73
    taxi73 Posts: 20,815 Forumite
    That is absolutely right..it's all about baby steps and is a long slog but worth it in the end.
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    I know just wish places were more helpful. It's like helping youbwjen it's too late motto cheeky gits :-/ anyway let's relish in the idea that we will be debt free haha ah wait you are now :-) yay to you see that gives me hope :-) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Maybe you should contact your MP - I am thinking of doing that seriously re bank charges. Times are very hard (mostly due to damn banks)and we are trying to get on top of debt and these companies are hindering us and keeping us 'owing' longer
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    That's an idea, but we may get same attitude tough and it does annoy you when you want to get it cleared damn bankers. Lol :-) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    yeah I know but it is something I have thought about - after all they are supposed to work for us and like the bank, our taxes keep them afloat!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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