savings whilst claiming

seven-day-weekend

Smashing wrote:

That's not true - Income support

You are deducted £1 for every £250 you have above £6,000. Below £6,000 and you receive the full amount (I am referring to a single claimant.)

I am interested in the scenario of someone having just under £16,000 declared while applying and whether or not they 'keep an eye' on such an account, or if investigations are just random.

Their claim is reviewed every year AFAIK and they have to declare savings every year.

seven-day-weekend

I don't understand why someone should save in your daughter's name? Why don't they have their own bank account? Have I misunderstood? Because if the account has her name on they will be her savings, and if the funds have now disappeared she could be said to be deliberately depriving herself of capital in order to claim benefits.

Sorry if I've misunderstood, but if I haven't I think you ought to take legal a dvice.

seven-day-weekend

Puzzled again

How can your daughter's friend draw money out of an account with her name on unless he is:

A, A joint account holder
B. A person with power of attorney
C. A third party authority.

I understand you to say your daughter's ex-husband was the joint account holder.

This is getting more and more mysterious, at least to me

I must have totally misunderstood.

chel1234_2

my daughter isnt with her husband but they didnt know of his name as they questioned one of the accounts that was a joint account, this account was open but no money in it. The friend wasnt the husband. Money was transfered over the phone with my daughters authorisation. They wanted to know about the regular savings that was put into the account. The bank acounts were already open in my daughters name but had no money in them. Friend decided to use the accounts for the sole purpose to buy the home.
I agree it is all confusing and i think the dwp thought this too so they just decided that the money was over 16.000 and to terminate the claim of income support.
They havent said to the final ammount but just that there was over 10.000 at the interview. I will be happy when they can give the figure of 16.000 because it doesnt ammount to this

seven-day-weekend

Did the daughter have a joint account with her friend? If so, half the money will be classed as hers.

chel1234_2

hi been in hospital so ive not been able to find more info about my daughters case. I would like to ask if anyone has more information about the taped interview for fraud. My daughter was told before the interview that the case was about the capital she had. The friend that had been saving in my daughters name attended the interview and stated that it was his money that he was saving for her. I have been told that the interview should have been terminated at this point as the case of fraud was against my daughter and that they should not have carried on with the interview if the person that was with my firend was involved in the aligation. I want to now take the case to a solicitor but i am unsure of the costs for this, has anyone any idea of costs.

Scarlett1

chel1234 wrote:

The friend that had been saving in my daughters name attended the interview and stated that it was his money that he was saving for her

so it is her money in her account then it might have been his money at the time of the transfer, but once it hit her account its hers and this guy has actually confirmed this

this sounds like a house sale where the money is being put into an account bit by bit so as not to raise suspicion with the benefits agency, im just as confused as seven-days to be honest :rolleyes:

chel1234_2

this was really not what i was asking, i was asking about the interview whether the interview should have been stopped becuase the friend was involved in the allegatation. I can take your opinion on board but really its not helpfull, we all can have our say which you are doing but im asking for advise not opinions

Scarlett1

chel1234 wrote:

this was really not what i was asking, i was asking about the interview whether the interview should have been stopped becuase the friend was involved in the allegatation. I can take your opinion on board but really its not helpfull, we all can have our say which you are doing but im asking for advise not opinions

maybe your best bet is to see the advice of a solicitor then which im quite surprised you havnt done already

msmicawber

Having read through the thread, I tend to agree with Scarlett. This is quite a complex set of circumstances.

As your daughter has mental health problems, is she classed as a vulnerable adult? If so, I wonder whether on that basis alone the interview should have been stopped.

If you speak to your local CAB they should be able to advise on local solicitors who have expertise in this area of work and how much it would cost to consult one in the first instance.