Im in a big fat ugly money mess...

MS_Kitten

Hi happy how are you today hun? I have posted in that other persons thread ''frightened about my future part 2''. Do you know the ending?? lol

Hi fox do you have a like to the old style boards. It sounds like my cuppa tea! Would love to give it a good read!

PS..Guess what i did today.!?! I charged my phone at work and went into electricity & gas eco mode at home!! Lets see if i cant shave down those monthly payments!! xx

MS_Kitten

Hi Eleanor, Thanks for your advice. I wasnt calling myself fat & ugly i was trying to describe my debt as a monster hiding under my bed. Is there anyway i could change the title as i dont want to offend anyone! Someone else reccomended the old style boards but i dont know how to find them! I know what you mean about the house situation and i agree it feels a little one sided at times. It works for us for now. I would like to see him pull his weight more but i guess i have always taken the provider role.

Looking back on it trying to be the hero/provider/doing well in other peoples eyes got me here. Maybe i do need to revisit it! x

tbourner

I think it's this one:
http://forums.moneysavingexpert.com/forumdisplay.php?f=33
I've been meaning to have a look for ages.

eleanor73

[QUOTE=MS Kitten;3388028 It works for us for now. I would like to see him pull his weight more but i guess i have always taken the provider role.

Looking back on it trying to be the hero/provider/doing well in other peoples eyes got me here. Maybe i do need to revisit it! x[/QUOTE]

I was in a very similar situ. Problem is I realised I was getting in more financial trouble than him and that wasn't fair....It's sorted now but maybe something to think about when things stabilise a bit more.

Old style money saving - swear by batch cooking, mending and all that stuff - I am 30 going on 55!!:rotfl:

http://forums.moneysavingexpert.com/forumdisplay.php?s=&daysprune=&f=33

Happytogetdebtfree

I think never in doubt as helped her get 13 of her debts unenforcable so i think she can not be persued for them .... the sun is great ive had to come in .... its too much so will have abit of time inside :)hehe

MS_Kitten

eleanor73 wrote: »

I was in a very similar situ. Problem is I realised I was getting in more financial trouble than him and that wasn't fair....It's sorted now but maybe something to think about when things stabilise a bit more.

Old style money saving - swear by batch cooking, mending and all that stuff - I am 30 going on 55!!:rotfl:

http://forums.moneysavingexpert.com/forumdisplay.php?s=&daysprune=&f=33

Im exactly the same. Thats why i think this will work out for me becasue i know want to lead this lifestyle! My grandma would be proud, well she will be soon lol xx



Happy its sooo sunny outside. Looking forward to sitting in the garden soon! Have you done any DFW things today? Little or big?

Im so happy never in doubt helped her. Thats amazing! Bet she was so pleased. I hope she enjoys her retirement! x

Happytogetdebtfree

I havent done anything really probably just not spent..... ive just been thinking how have i got this much debt lol

never-in-doubt

Happytogetdebtfree wrote: »

It is a good point, might be an idea to see if some are unenforcable? 10 year does seem a long time although it's getting stuff sorted see what's appropriate never in doubt is a wise owl and Although her post may have appeared harsh it was in best intrests x

I think you mean HIS post..... ;);)

Happytogetdebtfree

Im sorry it took me two reads to click then i was convinced you were a she my bad sorry :P does coffee and cake make up for that :$

dancingfairy

With regards to getting debts written off like that - ie because of legal issues or because of the small print -I think it's a bit of a cop out. They lent you the money in good faith so I believe you should repay the money in good faith and not look for every little get out clause. O.K they've probably had their interest off you and they would look for every little detail to wriggle out of things but it just doesn't sit easy with me.
Now bankruptcys, dmp's etc I'm fine with as people are trying to pay back what they owe and not run away. Maybe if enforceability was used as a defence to get the creditors to accept a sensible repayment or to stop them getting a ccj etc then I would understand but I get the feeling that people just want to get out of it all the easy way.
Anyway - I'll stop hijacking your thread now Gemma - think you've had my point on enforceability.
Good Luck on your debt free journey.
df