Free EHIC Discussion

bigadaj

djpalmer32 wrote: »

A colleague of mine is claiming that because she has private medical insurance she does not need an EHIC. Is this correct?

Anyone is normally committed to mitigate their losses to benefit from any from of insurance.

So if your colleague doesn't have an ehic then they may be subject to additional costs tahthat could have been avoided by having one.

zagfles

djpalmer32 wrote: »

A colleague of mine is claiming that because she has private medical insurance she does not need an EHIC. Is this correct?

Depends on the terms of the private medical insurance. I used to have one which covered travel on holiday but it was conditional on having an EHIC as well.

gfplux

My understanding is that if you don't have and show the EHIC the insurance company will only pay the extra costs.

Pollycat

djpalmer32 wrote: »

A colleague of mine is claiming that because she has private medical insurance she does not need an EHIC. Is this correct?

When the EHIC is free and simple to get, why wouldn't you?
Really?

darling777

Noticed when applying for EHIC card that one of the statements in the terms and conditions states that:

'The persons named in this application have consented to their personal details being disclosed.'

This seems a bit risky to consent to. I put my application on hold at this point.

Any comments?

PeacefulWaters

darling777 wrote: »

Noticed when applying for EHIC card that one of the statements in the terms and conditions states that:

'The persons named in this application have consented to their personal details being disclosed.'

This seems a bit risky to consent to. I put my application on hold at this point.

Any comments?

Sometimes you can be overcautios.

It's about you keying applications for others and confirming they've said you can.

tahrey

Right, so the link to the NHS webpage that the article claims "has information on getting [an EHIC] replaced at short notice" has nothing of the sort, and even the app they offer for download (which I'd have trouble fitting into my phone) has a caveat that it isn't actually a replacement for the card itself...

My question therefore - have we any way of getting hold of a valid EHIC that doesn't take the better part of two weeks any more? And if I register online, can I at least use the app to get the details needed for the Provisional Replacement Certificate if it comes to that? I can't exactly get the card number etc if it's sitting in an envelope on my doormat at home.

(I'm going away tomorrow on a trip that was arranged at rather late notice, and the EHIC card that I'm sure was always popping up and getting in the way when I've been rooting around for other things lately is suddenly nowhere to be found... plus if it's not already expired, it will be very soon... thus I'm in a bit of a spot...)

Any suggestions gratefully received :eek:

...right, I'm off to charge my post office cashcard and get some backup Euros

gfplux

Insurers might punish you if you don't have an ehic card as you have not "minimised the loss"

amc27

Hi, my daughter has a EHIC that is in date but she has recently turned 16 and has a new adult passport, will the card still be valid?

pogofish

amc27 wrote: »

Hi, my daughter has a EHIC that is in date but she has recently turned 16 and has a new adult passport, will the card still be valid?

Did you read this?

https://forums.moneysavingexpert.com/discussion/comment/74143848#Comment_74143848