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The Challenge - Debt free in two years!
Comments
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Thanks, Think will write to RBS today.
I’m back and more determined than ever!!!!!0 -
Cunning plan Adam - so long as you don't get carried away with the credit limit (which is probably what I would do!)
Nah, I'm - now - good with cards.Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Well done for getting the decision changed, the banking system just never ceases to amaze me! It's almost not the point that you don't need it now but the airmiles will certainly come in handy I am sure!
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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I almost kept my MBNA card to use like this as it was a cashback card and I have had a few vouchers from them over the years but decided I hated them so much I didn't want to! :rotfl:
The airmiles are definitely a good bonus so it's worth it for this card.Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Did anyone else catch the sunrise this morning?Well done for getting the decision changed, the banking system just never ceases to amaze me! It's almost not the point that you don't need it now but the airmiles will certainly come in handy I am sure!
Yeah they should do! By the beginning of the year I should have over 3000 airmiles Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
No I woke up to pouring rain Adam
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I did - it was absolutely beautiful here, black trees against a pink/purple sky, lovely!
Have you noticed Adam??? Our DFDs are once again the same! Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
No I woke up to pouring rain Adam
Check my FB page, I uploaded a photo of my viewI did - it was absolutely beautiful here, black trees against a pink/purple sky, lovely!
Have you noticed Adam??? Our DFDs are once again the same!
For now... Mwahahahahaha [evil laugh] I actually calculated today, after shuffling around some bills and recalculating my disposible income after my payrise, how much I have left after each month.
With meeting my £800 snowball, rent, bills and other commitments, I somehow have about £780 left :eek:
For now I will keep my snowball at £800 and just overpay this each month, but maybe in the new year I will recalculate it and see where we are for my slingshot into 2011 as we enter 12 months of mega debt busting to reach Dec11 to be debt free. As it currently stands I need to pay £1200 a month to do this assuming a £6k payment in October (bonus time).Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Glad to hear your still going for Dec 2012 Adam!
I seen your photos of Austria with the snow yesterday, they looked amazing! My friend lives in Andorra and they had loads yesterday as well! Sauze where I'm going has had some as well LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Glad to hear your still going for Dec 2012 Adam!
I seen your photos of Austria with the snow yesterday, they looked amazing! My friend lives in Andorra and they had loads yesterday as well! Sauze where I'm going has had some as well
Dec 2011
Yep, snow is falling hard in Europe Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0
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