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The Challenge - Debt free in two years!

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Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Have you reserved a snowboard then Adam?

    I keep getting marketing emails about skiing and weather report updates, I can wait to go now!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ceniza
    Ceniza Posts: 761 Forumite
    Yeah the board is reserved :D
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Exciting :) when are you going snowboarding?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ceniza
    Ceniza Posts: 761 Forumite
    Planning for January for the first one. All depends on my friend who owns the house in Austria :)
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • EB69
    EB69 Posts: 878 Forumite
    Hi there Adam - we have spoken on another diary but today I read through your diary and ahve been dead impressed with your attitide! I am pleased to see that you've got stuff under control, but still allow yourself a little treat now and again - I dont dare let myself off the hook yet but am looking forward to seeing some of my numbers going down and then allowing myself maybe a small treat. But that said I am going to Iceland soon and that's going to cost me a fair whack in eating and drinking out etc - holidays are surely no place for budgets! So, until then, no spending for me!

    I will be watching with interest for the development which will see you debt free earlier than planned - how very intriguing! :-)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi EB

    I went to Iceland a few years back, the food and drink there is unbelieveably expensive. Two main meals cost us £60!

    Will you go to the Blue Lagoon? That was amazing.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • EB69
    EB69 Posts: 878 Forumite
    Yes - booked to do a few tours, I cant wait for the Blue Lagoon trip, BF looking forward to the Golden Circle and both desperately hoping to see the Northern Lights.

    Not even going to try to budget whilst out there, will enjoy it on the basis that I cancelled my last weekend away, I am now "entertaining at home" for the next one and will not now be going to Cape Town in January (havent told BF that yet though...)
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    EB69 wrote: »
    Yes - booked to do a few tours, I cant wait for the Blue Lagoon trip, BF looking forward to the Golden Circle and both desperately hoping to see the Northern Lights.

    Not even going to try to budget whilst out there, will enjoy it on the basis that I cancelled my last weekend away, I am now "entertaining at home" for the next one and will not now be going to Cape Town in January (havent told BF that yet though...)

    Ooo, seeing the Northern Lights is on my list of things to do...I wanted to do the trek thing where you get a sled and your own team of huskies...one day I WILL do that....

    Don't mention Africa around me EB, you will get the worst advice ever bout whether you should go :o (I love it too much!)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Ceniza
    Ceniza Posts: 761 Forumite
    EB69 wrote: »
    Hi there Adam - we have spoken on another diary but today I read through your diary and ahve been dead impressed with your attitide! I am pleased to see that you've got stuff under control, but still allow yourself a little treat now and again - I dont dare let myself off the hook yet but am looking forward to seeing some of my numbers going down and then allowing myself maybe a small treat. But that said I am going to Iceland soon and that's going to cost me a fair whack in eating and drinking out etc - holidays are surely no place for budgets! So, until then, no spending for me!

    I will be watching with interest for the development which will see you debt free earlier than planned - how very intriguing! :-)

    Thanks for stopping by EB.

    When are you off to Iceland? I'd love to go there - along with another 6 or 7 places LOL
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Just had a quick read through....

    Adam, have you secretly become a male escort after we had the 'adam being nude chat' and now you have a secret wayof improving your financial position!?!?!

    Oh and you live in Brighton!! :rotfl:





    Just joking ;)

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
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