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The Challenge - Debt free in two years!
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Can you pre-order your snowboard then Adam if only 15 are coming into the country?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Love it! :rotfl:
Is that how long it is till Dec 2011?
Yeah! Not long huh! I've a sneaky feeling I may get it done sooner than this, too
Can you pre-order your snowboard then Adam if only 15 are coming into the country?
Kind of. My brother works for S+R so I get all my gear at 40% discount, however, because this is as rare as rocking horse !!!! I have to pay full price
Fortunately, he's got someone putting it away for me to get so it doesn't get sold! Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Sooner?!
I am very intrigued now as to what you have in the pipeline as before you weren't even sure you would make it Dec 11!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
All will be revealed, soon
Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Dammit, will have to wait, and as recently stated on my diary, patience is NOT my strong point!
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
I hate waiting (stamps foot)!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Following on from beccie, my LBM was 146 days ago, which means since then I've paid out £34.04 a day to debts. A frightening £7.72 of that, per day, has gone on interest, with the other £26.32 actually going towards clearing the capital.
This is an average over the 146 days though.Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
That's a good average Adam!
I thought mine was too low till I realised that was taking April into account! (I had my LBM then but still didn't get paid for another month, so 7 months of not being paid - I just fended creditors off for that month as I had nothing to pay them!)
Interest is :eek: Not sure I want to work that out for mine!:DDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
It is scary, but a good motivator to keep up the repayments and snowball Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
I've been brave! Interest currently costs me £7.90 a day :eek: That's currently never mind before!
Right, am going to aim to try and pay at least £8 a day towards my debt Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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