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The Challenge - Debt free in two years!

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  • Woowoo
    Woowoo Posts: 4,603 Forumite
    :j Well done on going sub £20k Adam :j

    I'll join you for a glass of champagne to celebrate, despite it not even being midday lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ceniza
    Ceniza Posts: 761 Forumite
    Thanks :D Hopefully I can clear a little more before the end of the month
    :beer:
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    :T:TWell done!!!:T:T
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Sod the glass! Just give me the bottle and a straw!

    Well done, Thats a big achievement!

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Ceniza
    Ceniza Posts: 761 Forumite
    ha-ha thanks guys :D
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Herewego
    Herewego Posts: 2,541 Forumite
    Hey pass the bottle round Im up for celebrating well done on the sub £20k, if you can knock 12 months off in such a short time anything is possible.
    Whats your plans for short term goals?
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Am I right in thinking its your birthday today????
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I think so...just in case....

    HAPPY BIRTHDAY! _party_


    :bdaycake:
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Ceniza
    Ceniza Posts: 761 Forumite
    Thansk beccie :D:D
    Herewego wrote: »
    Hey pass the bottle round Im up for celebrating well done on the sub £20k, if you can knock 12 months off in such a short time anything is possible.
    Whats your plans for short term goals?

    Short term goals need to be worked on I guess. It's hard to create a short term goal on one debt. My OH wont let me pay her any quicker so I'm going to have to just pay that one down, £200 a month at a time. In terms of the loan, seeing it at just under £18k is nice, but will have a think as to what targets I can set.
    Woowoo wrote: »
    Am I right in thinking its your birthday today????

    You would be right in thinking that, I'm 29 today :(
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Ceniza wrote: »
    You would be right in thinking that, I'm 29 today :(

    Enjoy your final year of your twenties!

    I am still coming to terms with being 30, I want to be 21 again!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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