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The Challenge - Debt free in two years!
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I would travel the world if I had £82m in the bank
, have already bought my ticket!
I saw you had uploaded pics on FB Adam, not had a chance to look through yet but the ones I saw looked awesome, still incredibly jealous
Thanks, I've not added any descriptions to the pictures yet, will have to do that tonight, but you should be able to work them out LOLI would have a few choice words for Lloyds upon my departure lol!
I would LOVE to be able to tell Lloyds that I'd decided against depositing my £82m cheque with them!Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
How's your first week back at work going?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Not good.
Yesterday when my alarm went off I was so confused as to why it was going, then realised I was back from holiday and had to go to work.
Still adjusting to the time differences, but other than that, it's going okay.
Saw today the £704.81 has cleared from Egg, so now just waiting for the standard £40 DD to clear Friday and that's the Egg card cleared Also Friday should have another £400 off the Loan and £200 to OH so my total should come down quite considerably 
Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Work sucks, I am having a crap day and have been shouting at our Construction Director, which the MD over head - happy days!
Well done on clearing Egg, what was the total of that one when you started?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
That's great news with the payment to Egg - just make sure they don't sneakily add some extra interest on after you think you've settled with them!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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Work sucks, I am having a crap day and have been shouting at our Construction Director, which the MD over head - happy days!
Well done on clearing Egg, what was the total of that one when you started?
Same as the Capital One card, about £950 - now they're both gone If it wasn't for this site, I'd still be paying minimum payment, and interest of about £60 a month!!That's great news with the payment to Egg - just make sure they don't sneakily add some extra interest on after you think you've settled with them!
I'm sure there will be an interest amount owed on the 18th but it will be minimal.Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Well done on getting that Egg card cleared! That's going to be a bit difference on your total :T
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Thanks Jody! It's scary to think that just 4 months ago I was in £23.5k of debt, and if I didn't join this site, would still be in about £23k of debt as was only clearing about £150 a month from the debt!! I'm going to be down to about £19k after this months payments, so £4.5k in just over 4 months is something I'm really proud of so far! I'm grateful to you lot who keep coming back here to support me
Thank you Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
That's a massive achievement Adam, I've only done £6k in 13 months!
We all support each other, no-one else gets excited when I send Lloyds another 10p lol! xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Great stuff on clearing Egg isnt it just a great feeling knowing another card/debt has gone.
What next on the hit list ?MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0
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