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The Challenge - Debt free in two years!
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heeeeeey! No thinking like that! With my interest repayments, it's going to be VERY tough for me to make it, but with a goal like this, it will force me to push harder than perhaps I might have done! And we're all in this together, and regardless of who finishes by December (if any of us) we'll all be there helping eachother
Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
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Well I'm on a mission with it now, I will be watching every single penny, I'm not getting left behind, no way!!!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I'll wear the cheerleader outfit so long as I'm allowed to get drunk first! :rotfl:Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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I have one from a fancy dress night you can borrow, very MSE lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I 2nd Becsicle to wear the cheerleader outfit!
I'll mix the cocktails to get her drunk :beer:
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Sounds like the party is on for December 2011 then!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I'm not sure about party... I don't think I can make this. I'll need to clear £1400 a month, or clear £1000 a month with a £6k bonus next year. Selling a few expensive items I have might help, or trying to switch my loan to a lower APR than 14.5% might help (if I can do that), but it's going to be tough!Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
It probably will be tough - but don't let that stop you going for it!
We will all get there sooner or later and I for one know that even if my date ended up earlier than anyone else's I will stick around till they reach their goal too.
Ok, mushy stuff over, what food are we having at this party??? I don't have a good record with cocktail sausages after slipping over on one on the dance floor at a wedding! :rotfl:Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Ok, mushy stuff over, what food are we having at this party??? I don't have a good record with cocktail sausages after slipping over on one on the dance floor at a wedding! :rotfl:
Oh no Beccie, just a little bit embarressing lol!
I want cup cakes and pink champagne!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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