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£7k in 7 months...I hope!
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I'm so jealous that your getting away
hope it doesn't rain the whole time your there have a lovely time Official DFW Nerd Number 526:T
Debt
Mum: £15600 (interest free)
Mortgage: £60693.31
Loan: £10970.000 -
Thanks LMRH! I promise I will take enough pics for you all to feel like you were with me! :rotfl:
Did quite a bit of cleaing this morning but have made a big faux pas! The wedding that I thought was the end of the month is actually next Sunday :eek:. That means I need to try and swap shift with someone at the pub or otherwise I am going to lose two weeks in a row
, I guess it could have been worse by being the weekend I booked Ireland, guess that wouldn't have gone down too well
.
Had an email back from the B&B, the landlady will wait for us to check us in as we might be a little late, I though that was quite nice of her! Also had a very lucky escape, I almost ordered spending money from a company called Crown Currency who were highly recommened on here and other sites.....they went bust Thursday and lots of people look like they have lost their money :mad:. I feel so sorry for them but am glad I waited a bit longer.
Just about to have a shower and get ready for work tonight, don't really want to go but I am focussing on the ££££££££
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Phew that was a lucky escape Jody!
Hope work goes quickly for you tonight!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Work was Borrrrrrrrrrrrrrrrrrrrrrrrrrrrring! It was fairly quiet, I left at 11.30 and the other guys were doing the lock up. Have left my manager a note saying I can work next Saturday, not sure whether she will ring me or not?
20p on scratchies today, not very exciting!
Just cooking a joint of roast beef, not ever done one before so will see how it goes
. My friend came round with her daughter this morning for a few hours which was nice. Her daughter is so sweet and funny but I had definately forgotten how 'into everything' they are at that age :rotfl:.
Can't believe the weekend is almost over again already! Don't feel like I have done much at all but at least that means no money spent
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Hope the roast beef went well!
Tried a roast using pork belly last night to see as it was only £2 for enough for both of us and it came out lovely so that was a good MSE roast dinner!
Followed by pineapple upside down cake (also my first attempt at this) then was too full to move from the sofa!
Glad all your Ireland plans are coming together, you must be sooo excited!
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Hope the roast dinner went well - had me a lovely roast chicken with friend too

Any news on shift next sat? x0 -
Wow Jody! I've just caught up with your diary, I can't believe your savings total, well done! That was brilliant, especially with having the car break down as well :j
And a mini-break to Ireland! I've never been, but I'd love to. I managed to resist getting Glastonbury tickets at the weekend, depsite much pleading by one of my friends who I said I'd go with.
I'd really really love to go, but it's £400 for the 2 of us, plus travel and spending money, and I really can't justify spending that much on 3 days! Maybe in 2012.... Little monkey born November 2012:jFroglet due March 2016
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The beef went ok, little overdone but not so bad it couldn't be chewed for 10 minutes before being eaten :rotfl:. Not heard from the pub at all
, I had a feeling that might happen but I will pop in after work on Wednesday and see if landlady is there....just to check she got my note of course
.
Thanks Jules! Is that how much Glasto costs - quite shocking! I think with our flights, B&B, car and airport parking it has come to about £400 so I guess I can't say too much but at least I am going to another country (does ROI count as another country?...I guess so!).
College was taxing...literally as it was a tax course :rotfl:, sorry, that amused me!
Been doing a lot of thinking over the weekend and today, this is where I go into random ramble mode so I apologise for boring you all senseless. I am starting to feel like I am getting older now, yes, yes I know I am only 28 and I don't mean older in a bad sense but older in that I need to straighten myself out. I've spent so many years being carefree and now I am paying the consequences in many different ways. I read a saying somewhere recently that really hit home 'the most powerful ability we have as human beings is our ability to change'. I have done a lot of changing over the past 5 months, we all have, that's how we start our debt free journeys.
There are a lot of other things in my life that I am not happy with that I know I do have the ability to change. I sometimes re-read my very first post in my diary where I described my personality traits and I know that those traits have landed me in some serious hot water! At the moment I am VERY over-weight, let's not be nice about it, I am clinically obese
. I have a rough idea of what I weigh and bearing in mind I am only 5'3" it's quite shocking. Over the weekend OH and I were talking about our weight and he couldn't believe I had put on a stone and a half (at least) since we got together. That wasn't said in a nasty sense and he loves me regardless but I know there is a direct correlation between my weight and my self esteem. I worked out that on most days I have around 12 cups of tea and at work I have an extra large cup which I have three sugars in, at home I have 2.5 in every cup - that's some serious sugar :eek:.
My psoriasis is also possibly the worst I have ever seen it, I realised a long time ago that it wasn't something I had a lot of control over so I just try to deal with it the best way I can but it does get me down, then I eat, then I get bigger, then I get down again...catch 22. My diet for the most part could really do with an overhaul, I eat far too many carbs and sugars and nowhere near enough fruit. I need to start getting fresh air (going for a fag doesn't count) and earlier nights - I bet the million cups of tea isn't helping me sleep either. Perhaps changes to my diet will help my skin? It's not scientifically true but I KNOW that losing weight would help me cope with my psoriasis much better and I do believe that if your insides are healthy and looked after then it shows on the outside. Occasionally I daydream about having a girls night out where I am wearing some lovely figure hugging outfit and I can see myself laughing, dancing and being full of confidence....not the way I feel at the moment in the slightest.
This will sound odd but I am sure that 5/6 years ago I was diagnosed with PCOS, I didn't take much notice at the time because there was something more serious being investigated but that would actually explain a lot, especially my weight issues. I want to make an appointment with a female doctor at my surgery to ask a million and one questions. If I do have PCOS then I need to do some research and see how I can manage it and what will benefit me.
I haven't been to the dentist in 12 years. 12 years! Don't get me wrong, I don't have black teeth or anything but a fear of dentists and lack of money has seen me avoid the surgery like the plague. I'm 28 !!!!!!, I need to just get on with it! I would also really like veneers or similar and no point getting those unless my own teeth are in good shape! I also need to stop smoking but this is one of my last 'wishes' as I think it would be too much with everything else I want to change - baby steps and all that.
Are you bored yet?
Today is the start of a new day for me, I can't change everything over night but from now, I have 1.5 sugars in tea and I am going to change to a smaller cup at work and try and cut 2 cups a day out. Eventually I want to have just .5 of a sugar and no more than 6 cups a day - I bet this will help with my weight a lot too. I am going to eat more fruit, that will be quite a challenge but it shouldn't be hard if I put my mind to it. On Wednesday I am going to make a doctors appointment to find out about my possible PCOS and also to see if there is anything else I can try for my psoriasis, it wont hurt to ask.
I know I can change because I already have, if I hadn't changed so drastically in regards to money I wouldn't have almost £1,000 saved to repay my debt. I am sure I can make similar big changes that may not enrich my bank balance but should enrich my life in other ways. We all know money isn't everything!
Phew...sorry - this post will remind me about all my goals :T
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Hey Jody,
Amazing post there, totally understand where you are coming from and def gonna support you all the way!
I think sometimes recognising these things is the first step and accepting them - once you've done that then the hard work starts but as you've shown with your savings, if you put your mind to it you can do it!
Not 100% sure if linked but a good friend of mine suffered with psoriasis and she embarked on this healthy lifestyle thing and lost a lot of weight in process, indeed her psoriasis really improved drastically too, I hope that'll be the case for you too.
......'the most powerful ability we have as human beings is our ability to change'.......... I LOVE THIS! I've actually written it down and stuck it to my monitor (work one) to remind me. Thanks
Wishing you lots of luck along the way.....by the way I drink at least 10 cups of tea/coffee throughout day....albeit no sugar but think I have a caffine problem as have the odd diet coke too....:eek: xxx0 -
Hi Jody,
First can I just 'say' : :grouphug:
That's an incredibly brave and honest post.
I'm afraid I can't offer too much advice, but then again you do seem to know what you need to do, so I'll at least offer my support while you do it!
With the tea - I would think it would be great if you cut all that sugar out, it's kind of empty calories if you know what I mean. I have been fortunate in that I've never struggled too much with my weight, but I did used to drink soooo many cups of tea with 3 sugars in them! I found the best way to stop is just to cut it out completely, you'll think the tea tastes disgusting for a couple of days then you'll get used to it. Now if I end up with a tea that's accidentally had sugar put in it I can't drink it!
I don't know too much about psoriasis but is it one of those conditions that is affected by stress? If it is, then maybe by dealing with the debt as you already are and then dealing with your weight as you're going to that you may be less stressed and then that will help it?
I also had the same thing with the dentist - a fear and a lack of money had built me up to not going for about six years before I went for veneers. (Amazing how I decided the lack of money didn't matter when I paid for the veneers!) I actually had to get my Mum to go in and make the appointment for me! It was actually my desire for veneers and the fact that I really needed my teeth looked at before going away for six months that eventually pushed me into doing it. And then when I did I realised it wasn't so bad - I even survived a root canal in Namibia with a dentist who only spoke Afrikaans! :rotfl:So do what you need to do to get you there, take someone with you who makes you feel better and then get in there! Don't worry bout the money - it's easier to think that because you've not been for so long you'll need loads doing - I only needed one filling and that was £70 cause I chose to have a white one. And if you do need to have expensive treatment you can choose to delay it, or pay in installments usually. Please go!
Sorry, rambling now, so I'll go!
I'm sure though that you wil do what needs to be done
P.S. I smoke too so I won't say anything on that one, shhh!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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