£7k in 7 months...I hope!

jtr2803

Just sat and worked out all DD's and SO's and worked out what amounts are coming out of what accounts - all very confusing.

I basically have £421.96 for the month which also has to pay for food and petrol. I may have an extra £41 available as I budgeted for the sky bill last month and it still hasn't come out and i have also budgeted for it this month so may have doubled it up but will have to wait and see when it comes out.

OH also bunged me £10 this morning to 'treat' myself - very kind of him but obviously I wont be 'treating' myself with it!

Also realised that I agreed to buy some more LED lights from someone for the new fish tank that I haven't set up yet :eek:, that's £150 - ouch. At the time I agreed this I thought I would have around £100 left from selling things to go towards it but it hasn't happened like that. Might have to resell them....:(

Want_to_be_free

Hello, just a though but can't you tell the person whom you agreed to buy the LED lights that you are very sorry but unfortunately you are not able to buy them because you thought you would have a fish tank by now but you had to deal with other priorities therefore you do not or cannot effort the Led lights.

Or lie :rotfl: and say you suddenly developed an allergy to fish and you could never handle them ever again, hence you are not having a fish tank...(OK really far fetched but it is too hot today and I am in the middle of sales mapping (work) and need a little break

jtr2803

Want_to_be_free wrote: »

Hello, just a though but can't you tell the person whom you agreed to buy the LED lights that you are very sorry but unfortunately you are not able to by them because you thought you would have a fish tank by now but you had to deal with other priorities therefore you do not or cannot effort the Led lights.

Or lie :rotfl: and say you suddenly developed an allergy to fish and you could never handle them ever again, hence you are not having a fish tank...(OK really far fetched but it is too hot today and I am in the middle of sales mapping (work) and need a little break

I did think about saying I can't afford them, which is essentially the truth, but the seller held them for me as I said I wanted them but not till this month so I would feel bad not taking them now and also he still has one light that I have paid him for as he is going to send them all together to save on postage That's just another life lesson for me!! I could easily re-sell them so it's not a massive deal just a pain in the proverbial.

Allergic to fish :rotfl:I sometimes wish I was!

keza

Hi Jody, Scooted thru ur first post quickly (as im on lunch ) and ur challenge is similar to mine not so long ago. I cleared 9k in 4 paydays. i have a diary on here somewhere which may provide a bit of inspiration but it CAN be done! i never thought id be debt free when i planned my challenge but i made it a month early! Its a long winded road but so worth it in the long run!

Im nto getting married, going on two honeymoons and loving life again! Debt does stop u from living and its good to see the back of it! i wont ever let myself get like it again!

Im going to subscribe and watch how u get on and offer support when u need it!

Good luck!! xxxx

jtr2803

keza wrote: »

Hi Jody, Scooted thru ur first post quickly (as im on lunch ) and ur challenge is similar to mine not so long ago. I cleared 9k in 4 paydays. i have a diary on here somewhere which may provide a bit of inspiration but it CAN be done! i never thought id be debt free when i planned my challenge but i made it a month early! Its a long winded road but so worth it in the long run!

Im nto getting married, going on two honeymoons and loving life again! Debt does stop u from living and its good to see the back of it! i wont ever let myself get like it again!

Im going to subscribe and watch how u get on and offer support when u need it!

Good luck!! xxxx

Hi Keza, thanks for the advice and support! I will have to dig our your diary as I would love some inspiration on how to get through it faster! Unfortunately I am not very creative so don't have anything I could possibly make to sell so I threw that out, could do MS-ing again but it's a cut throat business and I found it quite draining after a few months. Might have to go through the drawers again to see if there is anymore Ebay-able bits but I know that avenue is almost exhausted.

I keep trying to work out how much I need to clear it all but without knowing what the year end bonus could me I am a bit stumped (and at the moment the bonus is looking overly fruitful).

I know it is still possbile though and wont give up yet

jtr2803

Well just got back from shopping so thought I should update:

Todays Spending

£2 lunch (for a cheese & bean jacket and a yoghurt - which is MSE style is saved for tomorrow )
£25 petrol - should do me until Wednesday next week given my new concious 'economical' driving!
£60.05 - Food shopping
£6.17 - Nice box of different Ale's for OH birthday next week.

The food shop came in exactly where I thought it would although I did get extra things that weren't on the list - toothbrushes, hair conditioner, 2 lots of naan bread, extra curry sauce, eggs, icing sugar, sweets for cake topping, extra box cereal bars, extra pack of rice, marmalade for OH, Pizza for OH, Chicken steaks.....so actually I did really well! I was slightly annoyed that some items that were on offer (2 for £2) didn't come up on the receipt so that was an extra 85p I shouldn't have paid but by the time I realised it was a toss up of whether to stomach it or go back in...I stomached it!

Made an effort to down brand where I could and there should be enough there to last well over a week.

Only dawned on me today that it is OH's birthday next friday and whilst I do have a couple of presents stashed I need to get him one more. I have a gift in mind but it's £20 so that's going to hit the purse hard but after all the times he has helped me out I don't have a problem with it.

Going to grab some soup in a sec then have a nice shower before changing fish water and maybe even doing some ironing - how exciting!

LittleMoog

Hi Jody,
I suddenly realised while replying to your post on my thread that I had read your diary at the weekend - how random! So just popped over to say hello :j
Good job on the shopping btw, I totted up my receipts from the weekend and I managed to spend £130 of our monthly £200 budget! Lots of freezer stuff though, so just need to get fresh stuff for the next few weeks.

jtr2803

Thanks for popping in Jules!

I am still undecided whether I am pleased I got so much extra within the budgeted spend or annoyed that I bought more than I put on the list when I could have come in at around £50. At least it wasn't over the budget!

I don't mind buying lots of freezer stuff as it always gets used, it's the chilled stuff that we seem to throw away a lot. I got two really small packets of ham and chicken for my sandwiches and OH was moaning at me about the pathetic size of them! I then reminded him that the last two big packs of ham we have bought have been almost full when binned because it was off

Slept ok last night, might even make cakes tonight - will see how much motivation I have when I get in though! Just off to do daily scratchty and check bank balance, hoping for an NSD today

Have a good day everyone x

Choc-addict

Hello :wave: another one from the South East popping in

JT - you're doing super fab as per normal, very organised! I'm SURE you'll get there and clear it sooner than you think. Def onboard with your journey

Have subscribed now xx

jtr2803

Thanks for the subscription Choc-Addict, mmmmm Chocolate - could do with some now!!

I don't feel organised at all, I still haven't refreshed the tank water and the ironing is still hidden in the airing cupboard! I am already counting down the days till next payday :eek: