mz_grims' debt free (and savings) diary

mz_grim

Well Im back yes I know its been a while, Things are looking up though which is a massive bonus. Both me and OH have new jobs which means almost double the income from both of us, so have been able to make more overpayments to the car loan which means it should be totaly gone by the end of FEB so looking foward to that one (This means $236.60 a fortnight that we are not paying out). All of the stuff that was on flexirent ended as of the 1st of JAN so thats another $109 in our pockets every month. So once the car loan is over and done with we will be working hard to get OH's CC down and then reduce the limit to $2000 (from $5500) That means we will only have a combined CC limit of $3000 enough for a major emergancy. Still havent touched the student loan although the correct ammounts are now being deducted from my wages, this means no suprise tax bill at the end of this financial year (I ended up paying almost $600 last year). Oh I am still not smoking so coming up to 7 months now, and I feel so much better for it (and so does the wallet lol). Hope everyone is doing ok

mz_grim