Utility Warehouse (Telecom Plus) Discussion

HappyMJ

Meeper wrote: »

Which cards would they be? Cue your stock response of "anyone can find that out with a simple internet search". Laughable buffoon.

Do you mean there are no other cards available that offer cash back on Sainsburys purchases available for less than the UW card? There is a card that costs £2.99. No monthly fee. No transaction charges on top ups of over £200 and no ongoing charges on purchases. Offers 3% on Asda and Sainsburys and 5% at other selected shops. Much cheaper than the UW card.

Quentin

As with his questions (which he knows the answers to), he knows his card can be easily beaten by others too, but this is the way UW deal with anyone with "objections":

Meeper wrote:

Laughable buffoon.

(Is there any need? What does his boss think of the way he represents the UW?)

MillicentBystander

HappyMJ wrote: »

Do you mean there are no other cards available that offer cash back on Sainsburys purchases available for less than the UW card? There is a card that costs £2.99. No monthly fee. No transaction charges on top ups of over £200 and no ongoing charges on purchases. Offers 3% on Asda and Sainsburys and 5% at other selected shops. Much cheaper than the UW card.

Excellent. Can anyone get this card, HappyMJ? Got a link?

Quentin

NigeWick wrote: »

I think I would pay up and then claim it back as an overpayment unless they can show you the exact figures proving you are wrong. I believe that one can go through the small claims procedure which is either free, or, you get costs from the other party if you are correct. Having said that, I would check that small claims stuff as I'm no expert and wouldn't want to put you wrong. But, as I said at the start, I would pay up and then begin the fight.

Advising someone to pay a debt collector when you don't owe any money with the intention of then claiming it back off them is plain naive!

And using the small claim court should be the debt collectors avenue, not the innocent bloke being chased for money he doesn't owe!

MillicentBystander

Quentin wrote: »

Advising someone to pay a debt collector when you don't owe any money with the intention of the then claiming it back off them is plain naive!

And using the small claim court should be the debt collectors avenue, not the innocent bloke being chased for money he doesn't owe!

And what if he actually finds out he does owe the money? A CCJ for him and you get the satisfaction of UW being inconvenienced. Madness. If this was £81.00 or £810 we were talking about, fine. But it isn't and Nigewick's idea is far less hair-brained than yours, to be frank.

billsavings

HappyMJ wrote: »

There is a card that costs £2.99. No monthly fee. No transaction charges on top ups of over £200 and no ongoing charges on purchases. Offers 3% on Asda and Sainsburys and 5% at other selected shops. Much cheaper than the UW card.

Do you mean this card ? http://www.nhscashback.co.uk/black-gold-discountcard.php If so you conveniently fail to mention
you need to be working for the nhs or in the healthcare sector to get it.

Quentin

billsavings wrote: »

And what card is that please ?

It's rubbing off on you now Bill! (Posting questions you know the answer to!)

billsavings

Quentin wrote: »

It's rubbing off on you now Bill! (Posting questions you know the answer to!)

Q.After posting it suddenly occurred to me what card HappyMJ might be on about.So i changed my post.Keep up the good fight.:D

MillicentBystander

billsavings wrote: »

Do you mean this card ? http://www.nhscashback.co.uk/black-gold-discountcard.php

We've seen this one before, I believe. So not available to all (so not a real rival in the real sense of the word). It's essentially the same card issued by the same people but only available to NHS employees. But funnily enough there are some fairly big differences.

If you wish to put immediate funds on the card from your debit card there's a £2.50 charge with this card (35p with the UW version). Although 'slow' top ups from your bank account are free if you are prepared to put £200+ on it in one transaction but a 40p charge if you are putting less than £200 on it (35p for both with UW).

There isn't a monthly admin fee with the Black card (£1/mth with the UW card, after 6 months 'free').

£9.99 set up fee for both cards (although you can get the nhs card for £2.99 with a 'discount code' issued by your HR Dept?).
They don't give you your cashback until it has reached £25 (IRRC there's no lower limit with the UW card).

Amazingly, there are also differences in the cashback offered. The supermarket ones are the same at 3% but UW additionally offer 6% and 7% on some retailers that the nhs cashback card only offer 5% on.

PS Now I may have missed this but i couldn't find any T&Cs relating to the 'risks' involved with this card? Anyone?

billsavings

Meeper wrote: »

don't fall into the buffoon category like our friend Q here, and don't put words into my mouth.

Try reading the site rules.

" Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps."