The Debt Monster Must Die!

clippy_girl

wow well done on 53%!!! thats so good! end is in sight!

Keebs

A (marginally belated) Happy New Year!

So much time and opportunity stretched out before us, I trust we’ll use it well


Rather a spendy start to the year for me unfortunately but not, alas, one I can blame upon the old monster. Instead I feel I’ve (finally) found a workable spend/save balance.

My £70 Christmas money has gone towards some new clothes (plus a small top up from my emergency fund), has been almost 2 years since I bought any clothes (excluding funeral attire) and my wardrobe made for a depressing sight :eek:

Have also just shelled out £278 for a new bed, currently trying to sleep on a monstrosity from Ikea (really, really cannot recommend their beds) which has warped out of shape so badly the mattress now falls down the sides of the bed. Have been promising myself a new bed once debt free but really, what’s the point in waiting and suffering when it puts my DFD neither back nor forward

I still plan on being debt free in 326 Days! :j (fewer if possible) but I see little point in living a life of misery to get there. Not one of us knows when we go to meet our maker and should I be unfortunate enough to meet mine earlier than anticipated then at least I shall do so well rested (and I’d like to say well dressed but alas, even in my new clothes I shall no doubt look like a burst couch , maybe I shall treat myself to an appointment with souk08 once cc are paid?).

No longer feel any guilt over my upcoming trip (thanks mainly to some, not inconsiderable, bragging by Nottoobadyet recently – amazing photo’s, thank you), think I’ll book a flight to Bangkok and out of Siem Reap and just play it by ear when I arrive.

Need to:

• renew my passport (which I’ve only just found today – after reporting it lost. Darn)

• Buy Travel insurance

• Wheedle a private prescription for Dukoral from my GP

• Buy DEET repellent

• Exchange a few dollars

And I’m away

…. Oh, and work out how I’m going to spend 8 hours in Snowy Amsterdam whilst dressed for the tropics? :eek: :rotfl:

Nottoobadyet

Ohhh Keebs, have an amazing time! Not jealous, me, not at all...

I totally agree on balance when it comes to debt busting. When your in your rocking chair at the old peoples home, will you be boring the person next to you with the 10th retelling of when you paid your debt off a bit early, or the story of that great adventure you had tramping around Asia? Eh? Thought so

Don't forget sunscreen and a jumper for any chilly nights. Amsterdam airport has some of those great lounge chairs that are actually comfortable enough to sleep in, maybe you can catch some zz's?

clippy_girl

hey is it feb you are going?

Keebs

clippy_girl wrote: »

hey is it feb you are going?

Hi Clippy :hello:, 'tis indeed Feb I go, 12 days from now infact. WOOOOP WOOOOP!

(not that I'm excited or anthing )

Has been a particularly spendy time for me of late, currently debating wither to 'fess all or keep schtum :think: However I do at least have a passport as a result (sort of, if I twist enough facts ) so thoeretically I could just claim it as money well spent

clippy_girl

hehe fess all! what is a sort of passport?

speaking of passports, mine expires in june so i officially cant use it anymore :eek::eek: eek cant believe i dont have a passport anymore!

very jealous you are gloing away and i am not i am going in a bargain sun holiday with two friends this summer, hopefully to go to cornwall

so what is your itinary?

Keebs

clippy_girl wrote: »

hehe fess all! what is a sort of passport?

speaking of passports, mine expires in june so i officially cant use it anymore :eek::eek: eek cant believe i dont have a passport anymore!

very jealous you are gloing away and i am not i am going in a bargain sun holiday with two friends this summer, hopefully to go to cornwall

so what is your itinary?

Eeek! Definitely need to work at becomming more coherent in these posts.

Have a brand new passport (I hope :eek:) just have to twist a few facts to justify the amount spent getting it (£130 for same day service, £26 train fare, £59 overnight at hotel and £34 for theatre ticket... theoretically you could argue the last two expenses were not technically neccessary )

Anyhoo, have totaly lost track of budget and what have spent where. Need to get back to using spreadsheets properly when I return.

Itinery is now fly into Siem Reap Feb 14th and out of Phnom Pehn March 11th. Will just play it by ear in between, gosh but isn't life a trial sometimes

Have everything except travel insurance - must, must go get this now!

Cornwall sounds like fun, and I see you're off galivanting to the big smoke yet again. Really who needs a passport.....

Happytogetdebtfree

Wow sounds like some fun will be had :-) enjoy the travels and keep us entertained with pictures :-) xx

Keebs

*rifles through bag*

Passport - check
Debit card - check
Boarding pass - check

Anything else can be got or bodged over there so looks like I'm good to go. Gotta leave about 5:50am tomorrow morning... weeeeeeeeeeeee...

excited? me? nooooooo :rotfl:

:j:T:j:T:j:T:j:T:j:T:j:T:j:T:j:T

Hope you all have as fabulous a time as I, shall see you anon

clippy_girl

hope you have a great time