Sat/Sun 8th/9th May - What small DFW things have you done today???!

La_escocesa

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Hi everyone :wave:

Up early again this weekend. Was looking forward to a nice long lie but I was looking at wedding things until really late last night and woke up thinking about what I need to do/buy etc so thought I really should get up and look into them. I can always go back to bed...right?! It is Saturday after all...:D

This weekend I'm going to:
- Go to the cinema with the £1 ticket from last week's email. Think I'll take my own popcorn.:money:
- Spruce round! Flylady is my icon!
- Look into getting my winter duvet laundered
- Meal plan!!!! And organise a big food shop (or as big as the joint a/c says we can...)
- Wedding plan!!! :D:D

I also really need to look into budgeting for the rest of the year Had a momentary panic when I heard peeps talking about getting Crimbo pressies for their stash. Last year at this time I'd definitely started saving a bit towards this, but this year I've really been putting every little spare penny towards my cc. Original thinking was that come October/November I won't have wedding expenses so that'll cover it, but feeling slightly nervous about waiting that long. Will need to see what else is coming up in between and figure out a plan.

Take care everyone. Hope you have lovely weekends and do well with all your small things.

xx

ald65

Good Morning All

My list for today includes
HM hob nobs
HM soup
check online accounts
have already completed online survey [sad but true!]
try and shop on £20 for week:eek:
take books to charity shops and clean house

then sit down and watch the Dorothies:beer:

Pippilongstocking

Morning all

La E - I hope you're planning went well - we've a stash of chrimbo stuff - but not much this year - my kids to alternate xmases so we only do them every second year when they are home - but like you I'd done more before this time last year! Thanks for the reminder

Ald - take the money as cash when you shop - can you look in cupboards and meal plan before you go - make a list and then you'll more likely stick to it! Goodluck!

Today excuse my list its a nice day and I've lots to do

Go and pick up freecycle table at 10am
Check banks
Move some money about
Repot some tomatoes
Pinch out tomato shoots
Think about perennial seeds to plant in greenhouse at old house
Sort out veggie garden at old house and do some strimming
Find a colour of felt pen which works with mending the scratch on the dining room floor (!)
Text OH later and see how he gets on
Put the feet on the big box for the games and put the games away
Do a bit of work as I'm getting stressed about it
Build a shelf in the living room to see if we can make a window seat frame and price up some wood once its done
Tidy up my old bedroom - its got to the bin bags in one hand - big stick in the other hand stage!
Go and walk on a beach and enjoy the weather!
Do some meal planning (which I hate) and sort food for the week to save time later in the week.
Move peppers upstairs where its warmer
Sort out window sills to make room for more plants
Look out wood to make a veggie garden at the house here
Check ebay/amazon
List more ebay things later

Ok enough nonsense from me - I hope you're all good

josiebabie

Morning ladies...I am working today and it's going to be a quiet one so expect regular updates from me today! :rotfl: Wow I'm the only one in the dealership and it's lovely and quiet! Will savour this until the salesmen get in.

Today I must:-
- Do 1x HC
- Sort clean and dry HC
- Keep house sort of clean
- Do dollshouse roof with DM. Nearly there!
- Clear all rubbish from DSD's room, why must men remove new clothes from packaging and not throw the rubbish away?! Although I will save the shoe box and tissue paper... :money:
- Print WIP list and go through it sensibly if it's going to be quiet

And DFW:-
- [STRIKE]Put in weekly fuel and use £10 Mr T's voucher from valued opinions[/STRIKE]
- [STRIKE]Transfer £10 saved from my fuel account to my spends account to make things look more healthy[/STRIKE]
- [STRIKE]Update banking/spreadsheet with any new totals.[/STRIKE]
- [STRIKE]Check credit report for change[/STRIKE]
- Try and fill out snowballer accurately and SAVE IT THIS TIME!
- Stop in at Homebase and buy ANOTHER lock barrell as I have managed to superglue my new one. Get one with 4x keys this time instead of just 2, one for neighbour, one for me, one for OH and one for DM.
- Speak to friend about Cholderton Charlie's tomorrow, should go in one car and will take picnic!
- 2x ebay items ending today, the rest tomorrow, will keep an eye today

That's enough to be getting on with!
Jx

WelshWoofer

Morning all! Up early too - I'm another one that can't lie in bed whilst things are going around in my head!

Got a phone call last night offering me a job at the superduper 6th form college I interviewed at on Thursday BUT its only 3 days (maybe 4 days) a week. I'm very disappointed but chuffed at the same time as it's my dream job but I just can't afford not working fulltime at the moment. OH and I sat down and went through everything last night and it's not really a viable option unfortunately. Booo!

Have another interview on Thursday so all is not lost and I'm still applying for others so onwards and upwards -although itdoesn't feel like that at the moment!




Anyway, there's a lot to do today so....

• Walk dog for free exercise (it's really cold outside)
• Go and have hair cut and coloured at 11am
• Go to London this afternoon (4 hour drive lovely) this afternoon ready for a christening tomorrow (staying in a hotel but OH is paying)
• Buy a present bag this morning
• Go to Boots and spend gift voucher and No 7 voucher on toiletry essentials to help keep the grocery shops down this month
• Do another job app
• Iron jeans and pack ready for going away
• OH to drop off doggy at kennels for the weekend
• Phone mum with free minutes
• Put dry washing away
• Refine shopping list I've done for Monday
• Go out for tea with parents of baby for christening

That's it for today - hope you have a good one!

josiebabie

Congratulations Rachel, hopefully it has helped with your confidence a bit, even though it wasn't exactly what you wanted!

determined_new_ms

Morning ladies! Am up early as per at the weekend :mad:! Still no sign of dd (1 unpleasant call last night so at least I know she's okish/alive). Am trying to keep my lists relatively small atm so I can achieve them and not put too much pressure on myself...



ok so this weekend I will:

• hobnobs
• [STRIKE]make carrot & corridander soup[/STRIKE]
• [STRIKE]oh wants to dig out things and list on ebay as its free this weekend - am nervous as I'm sure no-one wants our tat!![/STRIKE] ok we have found 30 items! Have ironed, taken pictures of clothes. Oh has done descriptions of 18 ps2 games & found pictures. Just the listing left to do ps games listed!!
• [STRIKE]vacuum[/STRIKE] we finaly bit the bullet and bought a vacuum yesterday - hurrah! (I haven't had one all the time I've been posting on this thread!) got it in MR T yesterday it was reduced to £24.97 from £35 and I had a £4 MOC! yay! :j Used our £17 (pennies/£2s) savings to purchase. Back to no money to our name I did lounge, hallway, hc x2, put clean washing away, oh did bedroom and kitchen
• send back Lovefilm b4 12
• [STRIKE]Write up meal plan for the week to stick on fridge for oh, ds & dd[/STRIKE]
• [STRIKE]planting if it brightens up[/STRIKE] repotted 2 house plants
• [STRIKE]May go to the cinema too (if there's anything that takes my eye)have voucher from previous offer a couple of months ago to use![/STRIKE] going to see "Kick-!!!" at 8
• [STRIKE]dinner from the plan[/STRIKE] about to put quesadilla meat in sc before going to the cinema
• [STRIKE]sorted out loads of paperwork[/STRIKE]
• also sent my dd an email on fb in the hope she can see sense and come home and try to resolve the mounting issues. Let her know I love her I'm here to help her but this is her life and I'm not a punching bag. Hopefully se will contact me...

that's enough for me. Read my book - am getting to the end, its the bit I love and hate at the same time! I want to read as much as possible because its so engrossing but am sad that v soon there will be a void

Hope everyone has a happy weekend x

determined_new_ms

working hard I see Josie!!!

Congrats rachel - won't be long now x

OrangeFairy

Morning all!!!

Well yesterday shopping with my Mum was great. Choose stuff for myself for everyone to get me for my birthday. What my mum choose was covered by my brother and sisters money. So all i paid for was my share of fuel, parking and some lunch. So not bad at all!!! :D:D:D

Right today

Round Mums to look at weddings again
Pop to town to see travel agent again (maybe)
lunch at mums
OH lunch from stores
use last of gross chocolate body wash for the toilettries challenge - it's been never ending
list ebay with free listing day
do a £40 tesco shop to use my £6 off voucher
make list of what to buy
decide what to do for BIL birthday today.
check banking
surveys
look at daily scratches

Right that me

I hope everyone has a great day...a bit dull here...we were hoping for a BBQ

determined_new_ms

littlekel wrote: »

I hope everyone has a great day...a bit dull here...we were hoping for a BBQ

here too, but the optimist in me is thinking it will brighten up , get the barbie ready kel!

Pippilongstocking

Rachel is there anyway you can work at the 6th form college if you do extra classes after/clubs etc - maybe if you talk to them and tell them you'd love it but need more hours they might offer somethign which you can take - they're clearly impressed with you - well done. xx

DNM - did you ever sort your seedlings? Well done on the bargainous hoover.

Littlekel - why is it that the gross stuff always lasts longer than the stuff we love?

Second cuppa here then must attack the compost covered carpet with the peedie hoover - we've two hoovers - which isnt anything to be jealous about - we've all got long hair and a hairy mutt - oh yeah and the mud and the compost and the sand - so its just very sad how much hoovering is often required to get slightly above squallor here!