Debt Free ASAP Pledge - Join Me!!!

System

Welcome Mummy!

Be sure to share your moneysaving baking recipes!

Randomer - I'm not the wine box conoisseur but hopefully La Escocesa will show up soon and give us some pointers!

bigbeff

Can I join?

I pledge to
1) Save all £2 coins and any odd change in a pot
2) Not buy any snacks while out and about or at work (I will take my own instead)
3) Not buy any clothes or shoes until my debt is at least £1000 less...and then it'll be a treat! (have about £5000 to pay off!)
4) Not take purse to work so I can't be tempted!
5) Budget - only £15 per week allowed for food.....hmmm recipe ideas?!

Thats it for now...lets start as I mean to go on!

La_escocesa

randomer wrote: »

the humble wine box! what a good idea.....any recommendations?:p

erm I usually just opt for whichever one's on offer!

System

Hi Big Beff

What are you going to do with all your £2 coins?

Forgotten what I searched on exactly, but there are loads of nice cheapo recipes on here!

jet77

Thanks for this thread AoB ...

I pledge to ...

1. Calculate & Withdraw my Budget on 1st of each month
2. Withdraw money for DD's extra activities and put in separate envelope on 1st of each month
3. Meal Plan weekly
4. Leave cards at home
5. Walk whenever possible and when I do have to drive somewhere do so without having a heavy right foot!!

System

Welcome Jet!

Wow not sure I'd have the willpower to leave cards at home. Will you take emergency cash?

skintdragon

I was going to jump on board and join you lot on the pledge scene, HOWEVER....

This morning I spotted the link on 50% off The Body Shop purchases and went a bit mad.....:mad:

Then now I have to get myself a decent desktop PC for various reasons... and a decent desk chair!

Calling me a "disaster" would be an understatement.

Oh well. Next month I will drum up a proper plan! In the meantime, good luck to all of you!:beer:

bigbeff

Ashamed_of_Bristol wrote: »

Hi Big Beff

What are you going to do with all your £2 coins?

Forgotten what I searched on exactly, but there are loads of nice cheapo recipes on here!

Not exactly sure yet, first lot will go towards holiday money at the end of July maybe...or a special treat for myself....I know sensible would be to put it towards debt, but I might be more inclined to save if its towards something nice!!

System

Hi Skintdragon

Don't delay - come on board!

Some of the pledges have been very small and manageable. Sure you could get the chair from Freecycle.

Do they have ilder PCS at your / a friend's work you can buy for cheap?

BigBeff - maybe you could split te £2 jar - half for debts and half for treats - best of both worlds?

bigbeff

Oh good idea ashamed of....I am trying to work out how I can fight my debt the most, before it kills me!! I am managing to pay all bills and I am hopefully moving up the country to live with my boyfriend in the summer (which means I will be able to rent out my house) and therefore my outgoings should be less, hopefully I will get a better paid teaching job (with responsibilty) so debts should go down quicker! Rambling I know...help me people, how can I knock it down quicker...don't know how I managed to get so out of control!