Debt Free ASAP Pledge - Join Me!!!

randomer

Hello peeps As you can see this is an early morning join-in by randomer! No booze last night only elderflower presse from the M&S offer.
Not sure about debt busting pledges but I'll have a think.

josephine33960

I love this idea of pledges, I'm off to work this morning and will have a think throughout the day about what to pledge. I will be back later with my list

Jacey53

Hi - can i please join in?

My pledges are
Make a monthly meal plan and stick with it
Shop online for the meals every month. Add fruit/veg from the market and get friend to pick up extra milk for me when she nips out of work - no temptation and she's happy to. Make from scratch and freeze extras to save time. Use old-style tips for recipes.
Take lunches and snacks to work (no getting choccies from vending machine) - I like the flapjack idea so I'll use that. I will only go out for lunch once a month with colleagues
No buying books or magazines at all. I get audio books from the library to listen in the car - I don't mind paying for those as it funds a service I use.
No buying cosmetics, makeup, cleaning stuff, stationary until I've used all I have.
Have my hair cut at a training salon (have appointment booked).
Sell all the things i don't use, need, want or put them on Freegle.
Grow some veggies.
Make some clothes - use up some of my fabric stores.

I think that will do. Some I have started, some I know I must do, as my house is full and my purse is empty.

I think this thread is a great idea. :beer:

La_escocesa

Wow Jacey! That is some list! Good luck!! :beer:

System

Hi Jacey, Josephine and Randomer!!!

Random - I love that cheap can be healthy too - no alcohol eh?

Will look forward to seeing your list Josephine!

There are already some good ideas for pledges on here for you both!

Jacey - let me know how you get on with the college haircut. - ~Mine was £5 and fine!

Keep it up guys!

randomer

I was thinking last night, we always had 8 empty wine bottles every 2 weeks in the recycling. i.e. 8x£5.00=at least 40 every 2 weeks. Works out at well over one thousand pounds on wine per year.Probably more like 1,500:mad:

Pledge

Sort out new bank account and pay off O/D from other
Drink no more than one bottle wine per week
More healthy veg based meals and more fruit.
Revisit the library
and lastly take a card (£3.50) which I didn't use back to the shop and ask for a refund!!:rotfl:

josephine33960

After lots of thought today I have decided to set myself some hopefully achievable pledges, here goes . . .

I will

• Only buy clothes for work.
• Organise my wardrobe and ebay all the clothes I don’t wear.
• Limit myself to £10 ‘pocket money’ per week for little items like milk / bread and not take my cards out with me so I can’t go over budget.
• Treat myself to something nice every time I pay off 5% of my debt (such as a hair cut / nice meal out) – it will be 2014 before I’m debt free so I need something to keep me motivated!

I will not

• Get my eyebrows / nails done at the beautician - they look so much better when I get them done professionally but I have realised it’s luxuries like this that got me into debt in the first place!
• Put anything else on credit.

System

They look great guys!

Random - had you seen that La Escocesa has gone to boxes of wine rather than bottles to save even more money?

Josephine - at my local college you can get beauty treatments as well as haircuts by trainees . . . . or, go to night school and learn yourself, then maybe earn pocket money doing friends?

randomer

the humble wine box! what a good idea.....any recommendations?:p

mummy2mygirls

can i join you aswell?? all this talk about wine - yummy. I have just had a baby so havent had any for a while.....might have to have a glass now!! anyway my pledges:

* I will do a meal plan every week and shop to the meal plan!!
* Do a budget every mth and stick to it
* Sell lots on ebay - Only want to buy kids clothes from extra money i have earnt....
* Save chang in pot - small change for summer holidays and £2 for christmas
* Eat healthier and walk as much as possible
* Make pack lunches the night before so i can do DH one to take to work.
* Bake more homemade cakes and treats...for the kids ofcourse
* Be happy with everything i have