Really need some advice

ILW

This attitude sort of sums things up.

I am 18 and on a low wage.
Girlfriend is having a baby which I cannot afford to support.
Never mind, everyone else can pay.
I want to live in an expensive part of one of the most expensive cities in the world.
Somebody else can pay for that too.
I am entitled to all this because I am worth it.

No wonder we are in the !!!!!!.

fozmcfc

I would if the OP could contact a Mr. Jeremy Kyle he might be able to help.

welshmoneylover

Well after hearing David Cameron's speech tonight outside No. 10 I don't think the OP stands much of a chance of getting any HB let alone £1300/month.

About berluddy time too this country came to its senses.

CHR15

I can see this OP being genuinely bewildered if he doesn't receive all he demands.

I simply can't see how it is going to compute that he isn't going to get free buckets of money like all his friends.

The sooner the better.

ILW

I think he will feel very hard done by. Sign of the times, but hopefully a change of attitude may be on the way.

Raggs_2

I realise I may offend a few sensibilities here, but...

With 9 months (I assume it must be a little less), it must be early in the pregnancy. Could an abortion be an option? You are obviously not in a financial position to raise a child at the moment, and if you wait a few years you could offer a new life a far far better start (and continuation, to get yourself in a solid place earlier on).

I realise that having child isn't just a financial consideration, but unfortunately finances do mean a lot, and if you're uncomfortable raising a child in cheaper areas of London, then you should be uncomfortable raising a child at all in your current financial situation.

smj43

Raggs wrote: »

I realise I may offend a few sensibilities here, but...

With 9 months (I assume it must be a little less), it must be early in the pregnancy. Could an abortion be an option? You are obviously not in a financial position to raise a child at the moment, and if you wait a few years you could offer a new life a far far better start (and continuation, to get yourself in a solid place earlier on).

I realise that having child isn't just a financial consideration, but unfortunately finances do mean a lot, and if you're uncomfortable raising a child in cheaper areas of London, then you should be uncomfortable raising a child at all in your current financial situation.

I'm sorry but there is no way that is going to happen. My girlfriend would never murder our child, and I would never let her do it.

I think you guys may have the wrong impression of me. I get the feeling you think I am a chavvy council estate layabout that's lived of the government for all of my life? I have never lived on a council estate, my parents are educated and have always worked for a living. They own their own home and have never claimed from the government.

I went to college and now attend university. I have worked since I left college 39 hours a week. I have never claimed Job Seekers Allowance or Income Support. I have always paid tax and national insurance.

Then now I find out my girlfriend is having my baby. I realise that I can't afford to raise the baby AND pay the high prices of living in London. On my low wage (around £850 a month average) I can just about support the 3 of us. But where am I going to live? What can I do?

I don't want to move to a bad area of London or a council estate because I am scared. I hear about alot of stabbings and shootings and I don't want to live around that or risk my families lives.

I have tried looking for higher paid work. I have applied for many jobs but nobody has thrown me a lifeline. I want to live by my own means but if I can't get better job, it isn't possible.

I think all of you have been very harsh without even knowing me. I don't want to be in this situation, but I have no choice. So far, all of the 'alternatives' you have mentioned would not be financially viable for me at the moment. It seems there is only one way at the moment.

castortroy28

hi there,

I actually live in London at the moment so I shall try to help other people understand about living in London first.

It is expensive I agree. And contrary to most posters here, 1200-1300 isnt that expensive depending on what area you live in for a two bed flat.

I am a lucky person as I earn enough to keep myself okay. my cousin and his gf and baby were in the same situation and like yourself needed to find a place for her to live with the baby. They rented an ex council flat in the end for about 900 pcm, after everything else was paid then they had about 150 per month to live off for the both of them. Things were tough but it will get better.

You need to look around where to live. you can get places to live that are reasonable for less but in slightly less nicer areas. Wandsworth is very pricey and would doubt you could get a two bed flat there for 1300 anyways.

I agree with most of the posters here, you need to save some money first and see what you can afford then. On top of that, you really need to get a better paid job or take on some more work. I am not saying that you dont work hard enough already, I mean we all do in London to be honest with you. The presumption is you didnt plan this pregnancy and so you need to be responsible as young father and try really hard to make things work.

Raggs_2

What impression would you have got yourself from the information given? Instead you now come across as a little insulated.

Firstly, do you really need 2 bedrooms? I'm sure many people cope with a small baby in a one bedroom flat, the baby doesn't really need a bedroom of it's own until it needs a bed. And I'm sure until perhaps 1.5-2 years that's not going to happen.

Next up, there are several easy to find options for even 2 bedroom flats for 1000 and less on Rightmove. 750 for 1 bedroom.

Does your girlfriend work at all? Could she?

Most people here encourage people to get what they are entitled to (child tax credits). But when someone expects to have 1300 a month rent paid, just so they can live exactly how and where they wish, folks take a little offense. There are viable, cheaper options.

Also, with the new government in town, don't expect to be able to land much in benefits at all.

ILW

smj43 wrote: »

I don't want to move to a bad area of London or a council estate because I am scared. I hear about alot of stabbings and shootings and I don't want to live around that or risk my families lives.

.

I would suggest you are not in a position to be that fussy. What makes you think you are better than all the people who do live in the "bad" areas?
I am speaking here as someone who started off on a council estate in SE london and worked my way out.