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Really need some advice

245678

Comments

  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have you thought about job hunting outside London? (assuming you are working not studying) the rest of the country is much cheaper and there are some great places to bring kids up!

    You might get useful help talking to Shelter- they are the housing charity, and probably have advised loads of people in similar situations to you.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Your GF will be entitled to the £190.00 HIP Grant which she will receive at 24weeks and you could apply for the Sure Start Maternity Grant which is £500.00 - £690.00 is better than a kick in the face.
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • welshmoneylover
    welshmoneylover Posts: 3,324 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I wouldn't bank on receiving that much HB especially if David Cameron gets in :)
    Be happy, it's the greatest wealth :)
  • Caz3121
    Caz3121 Posts: 15,913 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do you work in central London? What sort of income? You mention applying for LHA - is this as a top up or to pay all the rent? many landlords will not take DSS tenants and you may find that the ones that do are the less desirable properties
  • TUS
    TUS Posts: 692 Forumite
    You need to move out of London mate, and commute in if you work in London. That rent is a LOT. We pay £475 per month for a 3 bed HOUSE in Newcastle. I'm not saying you move 300 miles, but it gives you an idea of how much of a rip off that is.

    It may be worth you posting a SOA (statement of affairs) so we have an idea of your cash flow and where you can save ££s. Congrats on the baby btw ... don't worry you have several years to stabilise yourself and move somewhere nice before they start properly growing up. In the early 1-2 years, the very basics are your priority.
  • I thought you could BUY a 3 Bed house in Newcastle for £475.
    Beware of imitations e.g. Robert Sterling
  • Sublime_2
    Sublime_2 Posts: 15,741 Forumite
    edited 8 May 2010 at 9:28AM
    Congratulations on your new baby! I believe you are better off staying with family while you save up, as having a baby is very expensive, and you'll need as good a start as possible.

    I don't know about your circumstances, so cannot comment on what you may get. Will you get any help from family? I never recieved any grants, etc for my children at all :(, as my household income was high at the time, but I was fortunate enough to have a nursery suite, etc bought for me by my wonderful parents.

    Regarding housing, have you actually looked into whats available. Don't you have one of those schemes where you can bid on properties?, or if not, are there any housing associations?
  • TUS
    TUS Posts: 692 Forumite
    I thought you could BUY a 3 Bed house in Newcastle for £475.

    Hilarious.
  • paulmcerlean
    paulmcerlean Posts: 831 Forumite
    You dont need to be spending that much to rent in London. I know it is expensive but you can get a nice place for half that money outside of Zone 1.
  • CashRequired
    CashRequired Posts: 90 Forumite
    Debt-free and Proud!
    £1300 per month rent? You can't be serious? I'd want a swimming pool for that.
    DFD: 21st June 2012
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