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Memorygirls - Make Do and Mend

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Comments

  • scottishlass
    scottishlass Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    macgirl wrote: »
    Can you post a link to this please Sparkleworld? I've searched the guardian website and can't find it - (though I did get way laid looking at the "Perfect Chocolate Brownie" recipe)

    Cheers :beer:

    I think that is the link, if you put www.Audible.co.uk/y351a in your address bar then it redirects to

    http://www.audible.co.uk/aduk/site/promo.jsp?BV_UseBVCookie=Yes&id=y351a&source_code=GMGP0011NA090210UK

    You then want to click on Existing Customer and I think it gives you an option to register if you're not already.

    HTH
    2020 Mortgage-Free Wannabes #20 £1495.03/£2760 OP
  • Firewalker
    Firewalker Posts: 2,682 Forumite
    hypno06 wrote: »
    So do I, on the basis that any additional income I get, would be subject to tax.

    So if all figures are taken on a gross basis, they are still worth having on a net one.

    If I work on a net basis, and then remember that I haven't accounted for my tax @40%, I will be mightily disappointed and/or in bother!!

    This is exactly what I thought - unfortunately remembered today and did calculation last night (net). So the figure will increase dramatically and now I know what some people here felt - scary.

    Anyway, back to the calculator then...

    Keep well
    Firewalker
  • sparkleworld
    sparkleworld Posts: 342 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    https://forums.moneysavingexpert.com/discussion/2673909

    This thread on the freebies board should explain it far better than I EVER could Macgirl :o
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks! ;)
  • lucielle
    lucielle Posts: 11,588 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Awww, MG you have some awesome frineds and I wish I had some like that. Have done my figures not sure where to go from here.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,588 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Having a random brain fart, I've signed up for the blog by clicking on MGs name, but I don't know how to read the blogs and post. I can see the post from Mr B and the piccis but nothing else.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • ClootiesMum
    ClootiesMum Posts: 1,606 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Not long home from work & desperately trying to catch up - hopefully I'll have managed this before the 7pm update....

    CM
    Debts 07/12/2021
    #280/#310.08/#450/#575.47/#750/#1000/#1200/#1848.83
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have my personal target figure now too... In the past I have been a lot closer to it than I am now....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • ClootiesMum
    ClootiesMum Posts: 1,606 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    OK then

    Mouse - check
    Paper - check
    Pen - check
    Calculator - check
    Hourly rate - check



    I'm ready & waiting :D
    Debts 07/12/2021
    #280/#310.08/#450/#575.47/#750/#1000/#1200/#1848.83
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    whats happening this evening :)
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
This discussion has been closed.
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