Memorygirls - Make Do and Mend

clairewop

can someone please tell me about the books?

well all tiles have had their first coat of paint, it stinks here now from the spray paint and there3s yellow dusk everywhere.

Firewalker

Cheery_Daff wrote: »

Happy, if you read back a couple of pages, Hypno's explained it very simply. Or the original instructions are on the blog (and there's instructions on how to get to the blog a couple of pages back too if you haven't found it yet!) :T

Yep, the calculation is clear - my question is before or after tax, NI and pension contributions? Obviously the outcome is rather seriously different.

Firewalker

DedicatedDFW

Hi MG and everyone

I'm reading through this diary and am not up to date at the mo. - I would be very interested in your book MG if you could please PM me your details? I'll post more once I've caught up with everything. Hope everyone is well.

whatatwit

Firewalker, I plan to use a top line figure (before deductions) as a starting point.

macgirl

Firewalker wrote: »

Yep, the calculation is clear - my question is before or after tax, NI and pension contributions? Obviously the outcome is rather seriously different.

Firewalker

I counted net earnings only - the other stuff is not mine so I don't even depress myself by looking at it!

Cheery_Daff

I imagine it's more the general gist than specific figures that matters? More encouraging us to value ourselves at far more than we're being paid at the minute?

However, I did my initial calculation based on the *actual* money I have coming in (just because I know what it is) - so after tax, NI, pension etc had gone out. (then I c*cked it up by doing a pro rata full time one with the amount BEFORE deductions, just because I knew off the top of my head what it was :rotfl:)

MG - being inspired today by your 15 mins thing, something I use often myself anyway, but given myself a real kick start with it today! :j Thank you :j In my 15 mins of decluttering I found hundreds (and I mean hundreds!) of hastily sketched, not-very-colourful mind maps from various phd activities - they've all gone in the paper recycling now :rotfl: Here's to more colourful ones and a more successful PhD this time round! :j

macgirl

sparkleworld wrote: »

:eek:Guess what's available as a free audio download in the Guardian today:eek:
............
Audible.co.uk/y351a

YES Man!1!


spooooooooooooooooooooooooooooooooky
or cosmic intervention
you decide

Regards
*Sparkle*

Can you post a link to this please Sparkleworld? I've searched the guardian website and can't find it - (though I did get way laid looking at the "Perfect Chocolate Brownie" recipe)

Cheers :beer:

hypno06

whatatwit wrote: »

Firewalker, I plan to use a top line figure (before deductions) as a starting point.

So do I, on the basis that any additional income I get, would be subject to tax.

So if all figures are taken on a gross basis, they are still worth having on a net one.

If I work on a net basis, and then remember that I haven't accounted for my tax @40%, I will be mightily disappointed and/or in bother!!

boultdj

MG, I'v pm'ed you.

macgirl

OK, I'm probably going to sound like an awful eejit as my mother would say....but surely your net income IS your income in real terms? It's what is yours to spend.

For me working off my gross figure is dangerous territory. Plus I was baring in mind the PSB and the minimum amount I'd need to survive.

But as Hypno so accurately pointed out, one reason I'm in debt is cos I'm carp with figures so I'm open to be re-educated