Housing benefit and working...

gorgeousgeorge

Sorry if my calculations were wrong, dont really understand the LHA thing, thought it ended up basically the same as if you were renting from council/ HA

Orville

karenx wrote: »

Thats only if you are entitled to the full LHA award, which you are not. So that doesnt count for your circumstances.

Sorry i don't understand how am i not entitled to it..? i am entitled to a 2 bedroom place which has a LHA of £126 a week. The lady at the council said that as my rent is only £103 when they enter that into the system it will automatically calculate it to give me a weekly rental if £118. £103 + the £15...?

Orville

gorgeousgeorge wrote: »

Sorry if my calculations were wrong, dont really understand the LHA thing, thought it ended up basically the same as if you were renting from council/ HA

No worries george i am learning about it too..:)

Orville

Entitlement


per year


per week


notes


Means-tested income entitlements


Tax Credits-Initial Tax Credit


£6,664.90


£127.82

Tax Credits


£6,664.90


£127.82


Working tax credit and child tax credit.


Means-tested bill reductions


Council Tax Benefit


£998.53


£19.15


Your full Council Tax bill of £34.92 per week will be reduced to £15.77 per week because of your entitlement to Council Tax Benefit. Our calculation is based on you receiving £73.15 from working tax credit and an Income of £54.67 from child tax credit.


Housing Benefit


£3,945.52


£75.67


We have calculated your entitlement using the Local Housing Allowance rate you entered. LHA rates change every month so please return to the calculator regularly to check your entitlement. Our calculation is based on you receiving £73.15 from working tax credit and an Income of £54.67 from child tax credit.


Other income entitlements


Child Benefit


£1,058.50


£20.30

Total Entitlements


£12,667.45


£242.94 weekly

This is a revised one as according to the council the council tax is £1820..? Didn't realise it was that high

karenx

Orville wrote: »

Sorry i don't understand how am i not entitled to it..? i am entitled to a 2 bedroom place which has a LHA of £126 a week. The lady at the council said that as my rent is only £103 when they enter that into the system it will automatically calculate it to give me a weekly rental if £118. £103 + the £15...?

You are not entitled to the full rate as you will be working. Therefor there are deductions and you have to make up the shortfall in rent. Hence the figure of £63 of LHA that you will get. Not the full £126

dmg24

Orville, can you clarify the following please?

How much is your rent?
How much is your Council Tax?
How much do you intend to earn?
How much did you earn last year?

Orville

dmg24 wrote: »

Orville, can you clarify the following please?

How much is your rent?
How much is your Council Tax?
How much do you intend to earn?
How much did you earn last year?

Hi firstly my apologies to Karen i do understand what you have said.

dmg

Rent is £450 per month approx £104 per week.
Council tax i have just found out based on a flat that has just sold should be COUNCIL TAX BAND: B (Currently £1,079.46 per annum) not £1800 i put in my last post.
I intend to earn £140 working part time per week before tax and NI. Approx £133 after according to entitled to.
Earnings last tax year were £2999 as i got made redundant in the June of that year.

dmg24

OK, you should get approx £220 in benefits, plus the £130 (after tax) from employment = £350 per week. Subtract £104 rent and £21 CT = £225.

However, be aware that this will be much lower next year - your TCs are so high this year because of your lack of income last year.

gorgeousgeorge

Ah, my end figure wasnt that far out in the end lol .......;)

Orville

dmg24 wrote: »

OK, you should get approx £220 in benefits, plus the £130 (after tax) from employment = £350 per week. Subtract £104 rent and £21 CT = £225.

However, be aware that this will be much lower next year - your TCs are so high this year because of your lack of income last year.

ok does that include the extra £15 a week because my rent is well under the LHA..?

Also sorry . I just did another based say on this time next year with me working for a year. i put in £7280 and the result was slightly less at £121.39. Would that be correct..? I thought judging by what you said it would alot less