Housing benefit and working...

terryw

You can earn £20 a week before your JSA is affected. After that your JSA is reduced by £1 for every £1 that you earn,

Orville

terryw wrote: »

You can earn £20 a week before your JSA is affected. After that your JSA is reduced by £1 for every £1 that you earn,

Housing Benefit £3,509.16 £67.30 per week
We have calculated your entitlement using the Local Housing Allowance rate you entered. LHA rates change every month so please return to the calculator regularly to check your entitlement. Our calculation is based on you receiving £73.15 from working tax credit and an Income of £54.67 from child tax credit.

Council Tax Benefit £170.09 £3.26 per week
Your full Council Tax bill of £19.17 per week will be reduced to £15.91 per week because of your entitlement to Council Tax Benefit. Our calculation is based on you receiving £73.15 from working tax credit and an Income of £54.67 from child tax credit.

Child Benefit £1,058.50 £20.30

OK this can't be right.

i get 127.82 Working and families tax credit if i work 16-29 hrs a week..?.

How does it come up with that if i put no figures in..?

I put in £119 LHA now my LHA is actually £15 a week more, but from what i gather you work this out minus the £15 correct..?.

I go a few steps on the put in my Gross weekly earnings as £141 as an example with a take home pay of £134.

It says my entitlement is a total of £218 weekly.

So by the figures quoted above i get 218 but i have to pay the difference of housing benefit which is my rent of £103 + the £15 allowance which totals £119. So do i just have to makeup the difference to the £103 week a rent i actually pay if so that is £36 roughly..?

The council tax benefit section, do i pay £15.91 a week..?

If so i combine the two to roughly total £52 a week.

So if i take that £52 from the £218 it leaves me with £166 plus the £134 take home pay. So in total after housing and council tax has gone out i would have £300 a week left to pay any other bills etc...?

gorgeousgeorge

Im no good with all this WTC/CTC thing, but im pretty sure you wouldnt be getting £300 to live on after paying your rent/ct for working part time. I think it will be the £166 that you will be left with each week to live on after paying rent/ct
Im sure there is someone who can advise you better tho

Orville

gorgeousgeorge wrote: »

Im no good with all this WTC/CTC thing, but im pretty sure you wouldnt be getting £300 to live on after paying your rent/ct for working part time. I think it will be the £166 that you will be left with each week to live on after paying rent/ct
Im sure there is someone who can advise you better tho

that is what i am thinking but it does not say it includes my earnings...

karenx

You will get £67.30 of your rent and £3.26 of your council tax paid per week. So you have to make up the rest from your wages/tax credits. You need to put in the actual LHA amount it says on the LHA website, not minus £15.
As you have a child you are claiming benefits for as soon as you hit the 16hours per week your entitlement to JSA stops and you claim WTC instead.

With all the benefits and wages etc you will get £352.68 take home per week but out of that you need to pay your rent and council tax too. As the housing benefit etc is paid to you not your landlord. So although you get that per week you still need to include paying for rent and council tax.

Orville

karenx wrote: »

You will get £67.30 of your rent and £3.26 of your council tax paid per week. So you have to make up the rest from your wages/tax credits. You need to put in the actual LHA amount it says on the LHA website, not minus £15.
As you have a child you are claiming benefits for as soon as you hit the 16hours per week your entitlement to JSA stops and you claim WTC instead.

With all the benefits and wages etc you will get £352.68 take home per week but out of that you need to pay your rent and council tax too. As the housing benefit etc is paid to you not your landlord. So although you get that per week you still need to include paying for rent and council tax.

Thankyou.

So my council tax is say £20 a week minus the £3.26 the council pay leaving me £16.74 to pay..

Housing benefit is where i get stuck as my rent works out to be less then the LHA by about £100 a month. This is the rate. £126.92 a week. My rent is £103 a week. I put £119 into the checker is that right..?

If it is i take it i have £103 a week rent minus the £67.30 the council pay leaving me £36 to pay.

So that added up equals £53 to pay a week.

So £218 + £134 minus the £53 leave me with £299...?

If that is correct i'm gobsmacked

gorgeousgeorge

WTC/CTC = £127.82
minus rent/ct you have to pay £54.50 = £73.32
add on your wages of £134.00 + C/B £20.30
Leaves a total of £227.62 each week to live on....... ( i think )

karenx

If the LHA rate is £126.92 then put that as the figure onto entitledto. Have you put the right council tax amount also?
No its £218+ £134 minus £103 minus £20 council tax.
As the housing benefit gets paid to you so all the money comes to you and then you use that to pay your rent etc. So its not just the £53 you pay out its the full rent amount.

Orville

karenx wrote: »

If the LHA rate is £126.92 then put that as the figure onto entitledto. Have you put the right council tax amount also?
No its £218+ £134 minus £103 minus £20 council tax.
As the housing benefit gets paid to you so all the money comes to you and then you use that to pay your rent etc. So its not just the £53 you pay out its the full rent amount.

Ok can i also ad the £15 extra a week they give you because the rent is under the Lha...?

If so that leaves me roughly £244 a week..?

karenx

Thats only if you are entitled to the full LHA award, which you are not. So that doesnt count for your circumstances.