Madness, "May"hem & MoneySaving: Welcome to the NSD Challenge

cw18

Spent a while doing some checks on the NSD page of my accounts spreadsheet this evening, to see how things compared to last year (and when I'm likely to be able to start counting total NSDs rather than ignoring the regular bill payments, while still managing to match/better my counts).

So far this year it stacks up as

Month - 2009 NSDs (food & drink only) / 2010 NSDs (everything except regular bills) / 2010 Total NSDS (including regular bills)
January - 10 / 14 / 10
February - 6 / 17 / 15
March - 6 / 16 / 12
April - 12 / 12 / 10
May (2010 figures open to change over the next week) - 15 / 18 / 16


and, going forward, the figures I'm aiming to beat for the rest of the year are

Month - 2009 NSDs (food & drink only)
June - 12
July - 17
August - 10
September - 11
October - 15
November - 8
December - 7


So this shows that this year I've bettered last years figures (with the exception of April, which I matched), even though I've also included toiletries, cleaning products and 'others' (things like clothes, CDs, DVDs) in my 2010 counts

Looks like July is going to be a tough one to beat though - especially if I try switching to using Total NSDs by then, which I was hoping to do at the mid-way point of the year :eek: Was confused as to how I'd managed so many last July, but it was when our local S/flds had closed for a refit prior to re-opening as a Mr M (last spend in S/flds was 13th April, and first in Mr M was 26th July) so we didn't have a local cheap supermarket - and I'm actually surprised I didn't do better than I did in June

I'm nowhere near as worried about October though, as DS will have moved out by then - and I'll happily eat up stuff I have in my stockpile / freezers in order to avoid spending unless a regular payment is due If I only shop for anything on regular payment dates, then I reckon from September onwards I should be able to aim for 20+ Total NSDs each month !!!!

elfen

Tomorrow should be 13, as Pint gave me some money, and I've an allowable up to £15 spend as I have the GP tomorrow morning (I hate to go, so this is my impetus to go)

niccatw

NSD 11 today



A dancing pink elephant for you all (though he seems a bit stage struck! So you may just have to wave to my waving elly Boo instead!)

3Dogs

Report my NSD number 13 Spoon - we did go out this morning to friends and called to look in at auction - but resisted the urge to call at Mr T's on way back and there was nothing at the auction we wanted so no need to leave a bid. I'm OK for the next couple of days so 2 more NSD's on their way

solventsoon

Baileys_Babe wrote: »

Thank you for your support, I'm not excepting to hear anything today, maybe tomorrow. I feel less anxious after a nights rest. Would love to say sleep but DD had me up most of the night feeding and when she wasn't feeding she was sitting up stroking me, their was little point putting her back in her cot as she just screamed, which would of woken everybody.

We explained to our builders yesterday about the problems with the mortgage and to say we had no money to pay them for any work carried out from today (tuesday) until the money comes through, we felt this was best so the could decide to stop working as we can't pay. The said they will work the rest of the week, they are away on their holidays next week and to pay when we can. I hope the money comes through so I can pay them as normal as apart from the fact they have done the work are great guys who over the last 2 years I've got to know very well.

Hi BB
Lovely builders - that kind of thing restores your faith in human nature - there are still some good people around:T

Glad you're feeling a bit less stressed. Hoping you get some good news soon.

hugs
spoon
x

solventsoon

Hi lovely NSD gang:A
You’ve all been busy today - lots more NSDs and 2 more targets being met. :j

Targets met today:
Herby: well done :j- you made it - 6 NSDs - brilliant!! You are now the proud owner of a dancing pink elephant!:j
You can get a dancing banana by increasing your target a little bit and then getting to that - the banana is the reward for the second success!.
If your month starts on 28th, that might not work for you though - we start a new challenge every month so you might want to wait until that one is posted?
Keiss 21: :j yay - brilliant - well done for getting to your target of 15 - fantastic! Pink elephant coming your way now. :j
And good for you for increasing to 18 - you can get there, I’m sure. Updating the front page:T
Glad you had a good day yesterday - lovely clothes shopping
Good news about the tree as well and also about your toe, glad it’s on the mend:T

Well done to:
thrifty fifty: :j well done for no 13 - target smashed out of the water now - brilliant! Would you like to increase the target a bit now and get a dancing banana to go with the elephant - just a thought, it might give you something else to aim for now;)...
Well done for paying off some more of your debit today - you’re doing great by the look of it and well done for not spending on payday - what an achievement!:T
chris81418: well done for no 12 :j- you’re doing brilliantly! I’m keeping my fingers crossed for you as well;)
elfen: :jwell done for no 12 - you’re doing brilliantly, 3 more to go now!
Liking the positive attitude - declaring at 8.34 is good!;)
Nottoobadyet: well done for no 11:j - you’re doing great - 4 more to go now!
Lovely boss
And well done for no 12 as well :j- even better - only 3 more to get now!:)
teenyweenyspender: :jwell done for no 14 - brilliant!! 6 more to get - keep going!:)
positivelypurple: well done for no 8:j - you’ve done really well over the last week, should be pleased with that. Hoping for another few for you before month end - keeping my fingers crossed:)
boultdj: :jwell done for no 16 - target smashed now. Oooh, increasing your target to 18 now :j- good for you, will update the front page and hopefully you’ll get a dancing banana as well;)
debtbegone: well done for no 10 :j- into double figures now - brilliant - and only 5 more to get now!
Well you could always try very careful planning as the first option and, if that doesn’t work, get OH to pay for everything - you’re bound to succeed one way or the other!:rotfl:
karenccs67: :j well done for getting to no 9 - that’s brilliant - you’re doing really well!
Keeping my fingers crossed for you:)
Oooh cakes......
LadyfromVenice: well done for no 19:j - that’s brilliant - one more.....
Oh dear to DD and DS1 and the lurgy (love the two smileys!!), but great news that DD has sorted out the issue with the bullies - sensible girl (and mum of course!):)
slowlyfading: :jwell done for no 15 - brilliant! 2 more to get now - you can do it!:)
peskie pixie: well done for no 19:j - fantastic! 1 more to get now, fingers crossed for tomorrow!:)
Ahhhh.... :othank you for my red rose - that’s lovely
cw18: :jwell done for no 18 - brilliant. Only 2 more to go to the dancing banana!;)
katenut: well done for no 12 :j- you’re doing great. Keeping my fingers crossed you get the remaining 3:)
micron: :j wow - you’re doing brilliantly - no 21 is fantastic!! :j Fingers crossed you get the remaining 2 and your dancing elephant;)
Re SATC and the cocktails - simple, get someone else to pay!!
Baileys Babe: well done for no 19 :j- that’s brilliant. 3 more to get now!:)
nicca: :jwell done for no 11 - brilliant, target well and truly smashed now!:T
Ahhh... cute little ephalump...
3Dogs: well done for no 13:j - another one doing brilliantly - only 4 more to get now!!:)
Fingers crossed for lots more coming through...
Well done on resisting Mr T today - evil place:mad:.....

And hello to everyone else:
pure dead dopey: :(oh dear to the cakes today... maybe the aliens felt like some cake after all the frugal living you’ve imposed on them recently..... but you could, of course, just be going off your trolley???? :rotfl:Good luck for tomorrow

No NSD for me today, small spends though, so happy with that. Hoping to get to my target tomorrow:j

Off to do the usual update now, see you all tomorrow

'night all
spoon
x

chris81418

Good morning everyone!

I'm inching closer to my pledge of 19 NSD, as yesterday took me up to 13 NSD - woo hoo! I'm on a roll!

Have a good day everyone!

jintyb

Morning everyone , well it's pouring here this morning. On the plus side, I managed to get the dog walked before the rain came on!
Managed another yesterday, even though I was having lunch with a friend. She paid! I was delighted!:) Up to 9 now, with a bit of luck I will make it to the finish line!:)
Today will be another, even though I've an ebay package to post. I reckon that doesnt count as the buyer has paid the postage.
Knitting has hit a wall - after learning how to pick up stitches, I was knitting away merrily and discovered I had miscounted. It all had to come out aaaargh!:mad: I am giving it a rest today and tomorrow, when Im off ( and calmer) I'll tackle it again. Its all part of the learning process I guess, Im sure the knitters out there will understand! Still it keeps me from going out to the shops!;)

Well done to all - everyone is doing really well, have a great day!:j

boultdj

Well it's my regular Wensday spend day,seeing what goodie's I can get off the market,on my way back call at the sorting office to get my parcel that came Saturday[office shut's at 1 I work till 2] then go to dentist, but on the good side for today is freebies:j,postie just brought wash powder for testing and had e-mail telling me my free bread come's today[ can't you tell I need a life:rotfl:] so I'm a happy B today:).

teenyweenyspender

NSD 15/20

Dog walks & bimbling about at home = no spend

Good luck everyone reaching targets :T