HELP there taking me to court!!

supakid

hi is there anyone that can help me fill the forms out please?

terryw

candy210212000 wrote: »

i didnt think companys could take you to court besides government debts ie council tax and utillities? thats what they said at citizens advice they havnt got a leg to stand on?

Many many actions are commenced in the county courts every year. Certainly hundreds of thousands if not millions.

RAS

here is 10past6's advice to another OP




Where has the claim been issued from? (Which court, was it issued from Northampton Bulk Centre?) Yes County Court Bulk Centre, Northampton.

OK, within the court correspondence you’ll have received a login & password, use those to login on the website and acknowledge the claim, you must acknowledge the claim, failure to do so will result in a CCJ being awarded.

Once you’ve acknowledged the claim you’ll have a further 28 days to file a defence, this is where you need to decide what your defence is based on.

To assist, have you received a default notice / termination letter?

*I don’t always monitor the forums, if you reply and don’t receive adequate assistance, PM me to draw my attention to your thread*

supakid

yeh it's the bulk center... to buy my self some time i have decided to file for defense i have an online log in, im looking to do this on Sunday (day off) i don't think i have a defult letter/ termination letter, how would i defend my case as i admit i have to pay but as i said im only going to defend just to buy myself some more time....

thanks for getting back to me RAS , I PM'd 10past6 a little while ago and he/she has not got back to me i just need help filling the forms and need a bit of advice that's all...

10past6

Due to other commitments it may take me sometime to reply to a member, however, I ALWAYS reply.

supakid wrote: »

I PM'd 10past6 a little while ago and he/she has not got back to me

I did get back to you, 3 days ago!

Take a look at post 33 in THIS thread.

supakid

10past6 wrote: »

Due to other commitments it may take me sometime to reply to a member, however, I ALWAYS reply.

I did get back to you, 3 days ago!

Take a look at post 33 in THIS thread.

Thanks for getting back to me... although i PM'd you as i need help filling out the court forms.. you simply clarified a few points... which i thank you for.. i understand that people have other commitments which is why i am very grateful.

forgotmyname

Are they actually court letters? or just letters from the debt company wanting to know your finanaces?

I have had letters from that company for 3 years and owe a lot more than you and they have still not taken me to court.

I have had some very official looking letters & forms, cards saying i have missed a delivery & need to contact a number to arrange delivery. all sorts.

brightonman123

i would make offer direct to Argis, copy in bcc if need be- otherwise you may imply you have accepted their extra charges etc..

supakid

thanks for getting back to me there defiantly court letters 100% i have about 4 more days to accept defend or dispute the money owed.. argos did throw some charges on and it was £50 every time i missed a payment.. and i missed it 2 or 3 times before they handed the debt over to a range on companies. i think i have to go ahead with the court proceedings now... as i said im looking to defend the case.. i don't know how or why but i have been advised to as it will buy me time....

if anyone could give me any more advice before i go ahead and file the court papers it would be much appreciated...

10past6

supakid wrote: »

if anyone could give me any more advice before i go ahead and file the court papers it would be much appreciated...

No can can advise you whether you should admit/dispute/deny the debt, it has to be your decision, however, should you admit the debt, but dispute the amount, by default a CCJ will be registered against you, as stated, if paid within 28 days of judgement, it won't show on your credit file, once paid in full outside this period it will show as "satisfied"

You'll find further assistance on CCJs here