DFW - Sat/Sun 24/25th April - What small DFW things have you done today?

WelshWoofer

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Morning all!
Just starting us off - will be back in a minute to do the list!


Woo hoo! Look at me starting the thread (hope I've done it right!)

Up early as I can't sleep anymore - the early starts just seem to program you to wake up even when you don't have to!
Anyway, a busy-ish day for me today - lots to do and a lovely day to do it.




My little list....

• Walk the dog for free exercise (done one already) - just about to set off for the park before hoovering
• Research lesson I have to teach in a job interview next week:j
• Go to Mr T's for the weekly shop armed with a list - done, spent about £11 more than I wanted to but we were running low on quite a bit
• Withdraw cash from bank for the week - done
• Hoover and dust the house - will do after park visit as dog tends to bring half of it back with him
• Change bed - done, in the machine now
• Do at least 2 loads of washing and dry naturally - one in now, second one in
• Finish one more job application and start the next
• Prepare a couple of lessons for next week - last teaching practice week - hurrah!!!! Managed to get quite a lot done in school hours this week so not as much as normal to do this weekend
• Maybe do a few hundred words towards the second half of my final assignment (due on May 10th)
• Go out this evening with OH for a nice meal in a Turkish restaurant - looked at the menu on the web and it looks very nice - quite excited, will wear a frock and everything!

That's it for now - may think of more stuff later.

Hello to you all that follow! Have a fab day!:beer:


Edit - Just been on a quick drive to job interview place - it looks really nice from the outside and is in a lovely area so fingers crossed (again!)

renovation.girl

Good morning:)

Today I'm going to
make a washing line **done
source a fence panel for free **done, found an old garden door in a skip, need the feathered panels
do some studying
go out for dinner at my friends **they cancelled so had soup and bread rolls instead
clean out my car

sunday
finish the above, plus
put up my fence I made yesterday
finish laundry
gut dd's bedroom
send in tax credits renewal form (vvvvvvv important)

happy moneysaving :money:

La_escocesa

Hi everyone :wave:

I haven't got anything planned this weekend - nowhere to go and nothing I 'have' to do. Nice feeling, albeit a bit of a weird one!

So, I'm going to take it easy with these small things:

• Read a book
• Do a meal plan of sorts for next week
• [STRIKE]Put something in the slow cooker[/STRIKE]
• Look into how much a new slow cooker would be as SC#2 is broken
• Oooooh hokey cokey cokey *sings song while dancing in the living room*
• [STRIKE]Call mum using free minutes[/STRIKE]
• [STRIKE]Look at my spending diary and pick out all those things that I didn't really need/where I could cut back [/STRIKE] Definitely about £50 I could've saved
• [STRIKE]Check banking/PB/quidco etc...[/STRIKE]

Catch up later folks!

xx

PS - techie question - can you guys see everyone's avatars? I can only see them if I search via member's list but it doesn't appear next to posts... confused...

I-need-to-make-£

Hi everyone, hope you are all ok!!!

Well the whole pension has confused me even more, got wage slip and they have deducted £176 from me :eek: no wonder why i am on such a tight budget this month. Then over the other side of the slip it says Misc Grossed up and Gross make up - what does this mean??? who knows?? we should all go back to putting the money under the mattress like back in the day.

Well my list is quiet small at the moment as I want to focus on one thing - continuing the sorting out! this month is going to be a tight month so its going to be a productive month!!!!

apart from the sorting out I am going to:

- hokey cokey and out on the line
- turn the heating off
- check online banking

well i will be back later!!! have a good day!!!


Arghhhhhhhhhh I am so not happy!!! I have just checked my credit score and it has gone down not up since name change on there. I am really not happy about that.... at all!!! I cant believe it.

Lottebear

Today I have or will

- Check on line banking
- Daliy cards
- Check quidco
- Visit gym
- Clean house
- Pennies in the jar for hen night fund
- Close HSBC CC, I don't need it any more
- Call Contact lenses and supend for 2 months saves £26
- Clean house

La_escocesa

Ouch! That's steep, Ineedtomake£. You're probably best off asking your HR department to explain the payslip - they'll probably get calls like that all the time. Don't fret till Monday! Enjoy the weekend and all your sorting out xx

Pippilongstocking

Hey chaps

At new house - watching sideways rain and mist - good old Scottish weather!!

So today
bond with house and unpack stuff
go collect bb bits from po why do they say don't worry about being in - we will deliver anyway. Grr
freeze reduced bread, sausages, milk and pasta
make a cake for brekkie
freeze extra dog bones got for free yesterday at butchers - went in for local eggs and got bones too keeps puppy happy
tidy up more think about where things go in this house
cuppa listening to radio
read a bit of free (clubcard deal) magazine
text sil and beg an old sofa from her mums garage - I'm NOT proud
get bb set up here
go to local charity shop when at po
hc later and dry on my now returned much loved airer
pot up some seedlings - chillies and tomatoes
gently throw dog outside - even I am not walking in that weather!!!!
Today looks a bit like a batch cooking day!!
Check amazon/eBay sales
might be a good day to do more listings - all photos taken
can't mow grass WOO HOO



not sure what else yet

Triangle

Morning all :hello:

Lovely beautiful weekend here


My list for today:

• Aim for a NSD
• Stick to meal plan and SW all day
• Walk pup down the beach with DH
• Want to finish off last couple of books for essay today
• Received letter from WTC yesterday - our first payment will on 5th May
• Check bank accounts
• Keep an eye on ebay - bike ends tomorrow, lots of views and watchers but no bids as yet
• Family party tonight as sister is home
• Won't be drinking as doing a 12 hour shift tomorrow at old old job - so need for taxi
• Do some tidying in garden

Have a good one all
T
x

katsu

A small list for me:

*I'm going to do uni work this weekend (this working full time and studying sucks but I am so close to the end...)
*we got loaned a hedge trimmer (saving the price of a new one) so if that works and OH is in we might trim the hedges, saving on the price of the man who offered to do it last week. OH has told me I'm not to use it on my own as I've never used one before, so I have no excuse not to study
*collect new library books - one will help with my uni work and I didn't think it would come in time so woo-hoo :j

savingforarainyday

Morning lovely sunny day woop woop (sorry fay)

Today I will

Put clean washing away
quick wash some odds and ends
Do washing up from breakfast (dishwasher has finally expired, but I am not replacing it yet, prob not until winter there are other things I wish to spend money on at minute)
Surf bathrooms so they smell nice and are clean
post birthday card
call in and see friend with card and pressie (cd from my ebay stash)
Look at spreadsheet for month to see how I can tweak.
Meal plan for week
Up in loft to sort out car boot stuff
Make some lists of things to do this week as I have a lot to do and am losing the plot

Over the weekend I will clean bedrooms and pop and buy some bits for bbq tomorrow, dh birthday

josiebabie

OMG it's like summer here! Sorry fay....

Today my list is more like a to do list rather than a DFW list, as I never get things done if I don't to it!

- [STRIKE]Water left on this morning when I went out![/STRIKE] :mad: Switched off now
- [STRIKE]DB serviced my car this morning and fixed a few bits on it[/STRIKE], yay
- [STRIKE]Checked banking etc, shocker til monday (payday)[/STRIKE]!:eek:
- Need to sit back down and work out over payments as I have overspent this last week or so!
-[STRIKE] HC on quick wash then hang in garden[/STRIKE]
- Didn't take purse out this morning so wasn't tempted, went to friends house for a cuppa instead
- [STRIKE]DD had shower not bath,[/STRIKE] she screamed!
- [STRIKE]Did all washing up[/STRIKE] took advantage of leaving the water on
- [STRIKE]Will clean EVERYWHERE with my stardrops to[/STRIKE] also take advantage of leaving water on
- [STRIKE]Sort out mountains of clean HC[/STRIKE] and only iron the minimum
- [STRIKE]Whiz Hetty round the whole house[/STRIKE]
-[STRIKE] I have all the windows open in every room to air thoe whole house out[/STRIKE]
- [STRIKE]Hunt for scurrying animal I heard this morning[/STRIKE], as DM said, probably the shrew that has been evicted from my garden, did anyone know they're quite dangerous if they bite you?! didnt find it
- [STRIKE]Have got meat bit for lasagne in SC[/STRIKE]
- Change my bed, can't wash as run out of washing tabs and DD is soooo tired we can't go out to get some
- Get some stuff listed on Ebay tonight

Right, better get DD down for nap as she's asking for her pineapple, I have NO idea what this is?!?!?!
Jx