Credit Reference Agencies - Who Really Uses Who? II

Barpeeler

Sorry if this has already been asked:

Anyone know who Monmouthshire building society check reports with?

Thanks

chse

Volkswagen Financial use both experian and call credit, i can confirm this as i applied for a loan and got firstly told by them thats who they used then found both searches etc.. on both records (nothing shared with equifax though

Bigkev

shahinfarcry wrote: »

hi anyone knows which Credit Reference Agencies Barclays Partner Finance (Apple, Dreams, ScS) use for Apple.inc finance.

Clydesdale use expirian.

Bigkev

Just thought I'd post that Mercedes Benz use equifax only. Just used them last week.

Bigkev

Bigkev wrote: »

Clydesdale use expirian.

Should have said. Barclyes finace for Apple will show as Clydesdale finacial on your credit report.

PaulW922

Bigkev wrote: »

Should have said. Barclyes finace for Apple will show as Clydesdale finacial on your credit report.

And they search Experian.

I think they have updated their name on credit searches now to Barclays - it was quite confusing before and never had any connection with Clydesdale Bank!

FTBHELP_2

Anyone know if natwest just use Equifax or experian also as I have just had a mge app submitted and only shows up on my Equifax account but thread says they use both ?

stclair

FTBHELP wrote: »

Anyone know if natwest just use Equifax or experian also as I have just had a mge app submitted and only shows up on my Equifax account but thread says they use both ?

They use both Experian and Equifax.

FTBHELP_2

So they extract two reports on all occasions or they sometimes use one or the other ?

stclair

FTBHELP wrote: »

So they extract two reports on all occasions or they sometimes use one or the other ?

They will use both.