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Credit Reference Agencies - Who Really Uses Who? II

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Comments

  • Barpeeler
    Barpeeler Posts: 60 Forumite
    Sorry if this has already been asked:

    Anyone know who Monmouthshire building society check reports with?

    Thanks
  • chse
    chse Posts: 1 Newbie
    Volkswagen Financial use both experian and call credit, i can confirm this as i applied for a loan and got firstly told by them thats who they used then found both searches etc.. on both records (nothing shared with equifax though
  • Bigkev
    Bigkev Posts: 3 Newbie
    shahinfarcry wrote: »
    hi anyone knows which Credit Reference Agencies Barclays Partner Finance (Apple, Dreams, ScS) use for Apple.inc finance.

    Clydesdale use expirian.
  • Bigkev
    Bigkev Posts: 3 Newbie
    Just thought I'd post that Mercedes Benz use equifax only. Just used them last week.
  • Bigkev
    Bigkev Posts: 3 Newbie
    Bigkev wrote: »
    Clydesdale use expirian.

    Should have said. Barclyes finace for Apple will show as Clydesdale finacial on your credit report.
  • PaulW922
    PaulW922 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Bigkev wrote: »
    Should have said. Barclyes finace for Apple will show as Clydesdale finacial on your credit report.

    And they search Experian.

    I think they have updated their name on credit searches now to Barclays - it was quite confusing before and never had any connection with Clydesdale Bank!
  • FTBHELP_2
    FTBHELP_2 Posts: 32 Forumite
    Anyone know if natwest just use Equifax or experian also as I have just had a mge app submitted and only shows up on my Equifax account but thread says they use both ?
  • stclair
    stclair Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    FTBHELP wrote: »
    Anyone know if natwest just use Equifax or experian also as I have just had a mge app submitted and only shows up on my Equifax account but thread says they use both ?

    They use both Experian and Equifax.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • FTBHELP_2
    FTBHELP_2 Posts: 32 Forumite
    So they extract two reports on all occasions or they sometimes use one or the other ?
  • stclair
    stclair Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    FTBHELP wrote: »
    So they extract two reports on all occasions or they sometimes use one or the other ?

    They will use both.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
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