Credit Reference Agencies - Who Really Uses Who? II

sfax

Try to cancel Equifax, they'll then offer you a £3.49/month sub (I only pay this for full sub). Cancel Experian and just get your £2 from them every now and again. Noddle is free. £35/month is insane

Good luck

MrYeti

Hi Underground,

Just a small update for you, the ASDA credit card is no longer provided by Santander cards. It is now provided by Creation Finance (searching Equifax and reporting to all three agencies)

jpb77

Applied for Barclaycard and they only searched Equifax, no searches showing on Experian. Was accepted after application was referred.

geddonpard

Hutchinson 3G UK LTD (Three Mobile) are reporting to Callcredit.

Quickbridge UK LTD (Wonga.com) are searching and reporting to Callcredit.

jolfc

can anyone shed light on the reason why i suddenly have a search added to my equifax report for my natwest cc that i got back in june 2012. the search was not on my report up until 9/02/2013 and got my report today and the search is on there. shows that natwest searched me in june 2012, it just seems a long time before natwest added it on , 9 months later, :huh:
thank you.

dollydandy

thanks for posting the post it in fact contain a lot of useful information.....

sfax

:spam: reported

geddonpard

Wonga are also searching and reporting to Experian.

dylanj_2

Not sure if people are still updating this, but I have a Lloyds CC and they are reporting to CallCredit as well as the other two that you already have down

Bosie

Applied for a Marks and Spencers bank account and there is a search on Equifax. I don't subscribe to Experian or Callcredit so they may have just searched Equifax.