Credit Reference Agencies - Who Really Uses Who? II

never-in-doubt

Parki wrote: »

Its going well here see the thread I started FAO Nid ;p

LOL, mate next time PM me - haha

#7 :beer:

Parki_2

Can anyone confirm that Halifax are still only searching Experian?

BugsyBrowne

Yes they are parki..

Parki_2

star-fire wrote: »

Yes they are parki..

Cheers for that just wanted to confirm before I applied.

Parki_2

I just applied for Bank of Scotland credit card and they actually searched my Equifax, So thats Barclays current account and BOS credit card that have both not done me on experian so that explains my low credit limit.

I so need a guaranteed Experian only Credit card !

blt

What about the 'smile' one from co-op or halifax? I think they are both experian. I'm in the same position and having a good old search round

blt

Just had a look on the Halifax site and (not sure which products this is for) - it says they use all 3 CRAs

Parki_2

blt wrote: »

Just had a look on the Halifax site and (not sure which products this is for) - it says they use all 3 CRAs

Yeah I did Bank of Scotland which is the same as Halifax and they searched my equifax and not my experian. Could just be me though,

BugsyBrowne

Parki wrote: »

Can anyone confirm that Halifax are still only searching Experian?

You asked what CRA does halifax use,Which for their credit card is experian,I thought you were applying for the halifax credit card..Not BOS

Parki_2

I thought Halifax and BOS would be the same?