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Credit Reference Agencies - Who Really Uses Who? II

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Comments

  • newMortgagee
    newMortgagee Posts: 4 Newbie

    Do halifax not report if you have got a mortgage from them ?
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    newMortgagee wrote: »
    Do halifax not report if you have got a mortgage from them ?

    Hi newMortgagee

    Yes they would, however nobody has posted which CRAs they report to, therefore the field has been left blank.

    If you find out, let us know :)

    Regards
    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    Keep forgetting to ask......

    n-i-d
    Has your Bank of Cyprus account started reporting yet?

    PROLIANT
    Which firms use V12 finance? And is it definitely only a search on Callcredit?

    Regards
    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    UNDERGROUND wrote: »
    PROLIANT
    Which firms use V12 finance? And is it definitely only a search on Callcredit?

    Regards
    UNDERGROUND :D
    Hi, V12 use CallCredit, I applied for something last week and they searched CallCredit as they have done on every application made.

    I will add to this list over the course of today:

    Martyn Lynch & Sons - Amateur radio store
    Wheelies Direct - Bicycles
    Laptops Direct - Laptops

    more to come....
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    If you are doing which retail stores use who..
    Pcworld-HFC-Experian
    Currys-HFC=Experian
  • Its-A-New-Age-Thing
    Its-A-New-Age-Thing Posts: 473 Forumite
    DABS.com use V12 only........though it gets weird as when u read up about it on there finance terms and conditions it clearly states they use v12 though if ure declined they suggest u check experian or equifax with no reference given to call credit..............
  • f10101
    f10101 Posts: 29 Forumite
    HFC also report to Equifax, both my bnpl agreements are showing on equifax and experian
  • Miles30
    Miles30 Posts: 126 Forumite
    Hi,
    Tesco mobile search Equifax for pay monthly contracts,
    Halifax do ID search with CallCredit for Current accounts,
    T - Mobile do report to CallCredit as well.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    UNDERGROUND wrote: »
    Keep forgetting to ask......

    n-i-d
    Has your Bank of Cyprus account started reporting yet?

    PROLIANT
    Which firms use V12 finance? And is it definitely only a search on Callcredit?

    Regards
    UNDERGROUND :D

    Hiya

    Sorry mate - forgot to post about BoC. They are reporting to Equifax right now, I am waiting on May's version of Experian and can confirm that when it arrives.... :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    PROLIANT wrote: »
    Hi, V12 use CallCredit, I applied for something last week and they searched CallCredit as they have done on every application made.

    I will add to this list over the course of today:

    Martyn Lynch & Sons - Amateur radio store
    Wheelies Direct - Bicycles
    Laptops Direct - Laptops

    more to come....

    Hiya matey

    can you confirm 100% that if you apply to laptops direct they will only search call credit? Is this guaranteed or do they chop and change the CRA's they use? :D

    I'm going to buy a new laptop later this month/in May so may test a purchase (on credit) just to see if it is easy or not....

    Thanks :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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