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Credit Reference Agencies - Who Really Uses Who? II
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Do halifax not report if you have got a mortgage from them ?0 -
newMortgagee wrote: »Do halifax not report if you have got a mortgage from them ?
Hi newMortgagee
Yes they would, however nobody has posted which CRAs they report to, therefore the field has been left blank.
If you find out, let us know
Regards
UNDERGROUND
This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Keep forgetting to ask......
n-i-d
Has your Bank of Cyprus account started reporting yet?
PROLIANT
Which firms use V12 finance? And is it definitely only a search on Callcredit?
Regards
UNDERGROUND This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Hi, V12 use CallCredit, I applied for something last week and they searched CallCredit as they have done on every application made.UNDERGROUND wrote: »PROLIANT
Which firms use V12 finance? And is it definitely only a search on Callcredit?
Regards
UNDERGROUND
I will add to this list over the course of today:
Martyn Lynch & Sons - Amateur radio store
Wheelies Direct - Bicycles
Laptops Direct - Laptops
more to come....Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
If you are doing which retail stores use who..
Pcworld-HFC-Experian
Currys-HFC=Experian0 -
DABS.com use V12 only........though it gets weird as when u read up about it on there finance terms and conditions it clearly states they use v12 though if ure declined they suggest u check experian or equifax with no reference given to call credit..............0
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HFC also report to Equifax, both my bnpl agreements are showing on equifax and experian0
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Hi,
Tesco mobile search Equifax for pay monthly contracts,
Halifax do ID search with CallCredit for Current accounts,
T - Mobile do report to CallCredit as well.0 -
UNDERGROUND wrote: »Keep forgetting to ask......
n-i-d
Has your Bank of Cyprus account started reporting yet?
PROLIANT
Which firms use V12 finance? And is it definitely only a search on Callcredit?
Regards
UNDERGROUND
Hiya
Sorry mate - forgot to post about BoC. They are reporting to Equifax right now, I am waiting on May's version of Experian and can confirm that when it arrives.... 
2010 - year of the troll
Niddy - Over & Out :wave:
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Hi, V12 use CallCredit, I applied for something last week and they searched CallCredit as they have done on every application made.
I will add to this list over the course of today:
Martyn Lynch & Sons - Amateur radio store
Wheelies Direct - Bicycles
Laptops Direct - Laptops
more to come....
Hiya matey
can you confirm 100% that if you apply to laptops direct they will only search call credit? Is this guaranteed or do they chop and change the CRA's they use?
I'm going to buy a new laptop later this month/in May so may test a purchase (on credit) just to see if it is easy or not....
Thanks :beer: 2010 - year of the troll
Niddy - Over & Out :wave:
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