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Its a wonderful life... Want to try.....?? A Single parents View.. !!xx!

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Comments

  • black-saturn
    black-saturn Posts: 13,937 Forumite
    10,000 Posts Combo Breaker
    I work 2 nights a week (22hrs) and am about £40 better off, maybe your boyfriends tax credits havent been worked out properly :confused:
    I think it's because he's in Stratford, London and they have just put the council tax up there (to cover building the olympic stadium) and his council tax bill is extortionately high.
    2008 Comping Challenge
    Won so far - £3010 Needed - £230
    Debt free since Oct 2004
  • MORPH3US
    MORPH3US Posts: 4,906 Forumite
    1,000 Posts Combo Breaker
    Who got you into that debt? Did you think about paying it off when you were spending all the money? You really can't blame anyone else here.

    Damn, thought we had got off the subject of Morph3us....

    Please see post No. 242 for details of where my debt comes from.

    I certainly don't blame anyone else for my debt.

    I needed somewhere to live, i brought a house!

    I wanted to better myself and get an education, I went to Uni!

    M
  • black-saturn
    black-saturn Posts: 13,937 Forumite
    10,000 Posts Combo Breaker
    MORPH3US wrote:
    Damn, thought we had got off the subject of Morph3us....

    Please see post No. 242 for details of where my debt comes from.

    I certainly don't blame anyone else for my debt.

    I needed somewhere to live, i brought a house!

    I wanted to better myself and get an education, I went to Uni!

    M
    I did all that and I have no debt at all including paying off my mortgage. Trick is to not overstretch yourself with your mortgage and go for one which is too high. Then you can afford to have a life too.
    2008 Comping Challenge
    Won so far - £3010 Needed - £230
    Debt free since Oct 2004
  • astonsmummy
    astonsmummy Posts: 14,219 Forumite
    I think it's because he's in Stratford, London and they have just put the council tax up there (to cover building the olympic stadium) and his council tax bill is extortionately high.

    oic. well at least he's getting out there, shame there isnt more incentives
    :j Baby boy Number 2, arrived 12th April 2009!:j
  • I don't want to be a teacher.

    I don't want to pay for you to idle when you could perfectly well work.
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    I did all that and I have no debt at all including paying off my mortgage. Trick is to not overstretch yourself with your mortgage and go for one which is too high. Then you can afford to have a life too.

    Despite your education you have in previous posts stated you have never "had much luck" with jobs and now stay at home to look after your children and do "menial little homeworking jobs" so in the past 4/5 years you have got a mortgage, presumably while on benefits, and have paid it off. Perhaps you could share exactly how you did this?
  • Becles
    Becles Posts: 13,184 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My boyfriend is a lone parent MAN (yes they do exist) with a daughter. He has just started working in retail with the same company as I work for. He is only £18 per week better off than if he didn't work. He has to get up at 5am and walk 40 minutes each way to get there (if he took the bus every day he wouldnt be any better off). In the winter it will be awful. Wheres the incentive in that?

    I know the company he works for and the job he did as you mentioned it on another thread.

    I also worked for that company and they are one of the poorest paying companies in the industry. There are no incentives for anti-social hours either, and they do not pay travelling expenses as other companies do. I only worked for them briefly partly because I'd rather work for better paying companies and partly because they wanted to change my hours to early morning starts which I couldn't do as I was a single parent.

    If he likes the type of work, he could use his experience to get something better paid. There is plenty of this work around. I often end up turning work away as I haven't got the hours in the day to do it all!
    Here I go again on my own....
  • cupid_s
    cupid_s Posts: 2,008 Forumite
    I think that the government has it all wrong. People should be made better off by working but in so many cases they lose benefits so are worse off. The government should make up your wages so you're better off working. It'd be cheaper than them paying you everything they are already. They should also offer better affordable childcare so those people who want to go out to work - even for just a few hours a couple of days a week - can without paying most of their wages on childcare
  • Becles
    Becles Posts: 13,184 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm university educated and I also have 7 A levels at grade A but I CHOOSE to stay at home and do menial little homeworking jobs for a living instead of go out to work. I know I could get a really well paid job and earn lots of K but I had children to be with them and enjoy them, not to give them to someone else.

    I'm not university educated - was never lucky enough to have that opportunity. I have children but do well paid home work in school hours only, and manage to bring in a five figure annual income. It can be done if you want to do it.
    Here I go again on my own....
  • krisskross wrote:
    If you have a degree could you not just do the year long course to enable you to teach? This would solve your financial and child care problems.

    She doesn't have a problem. She is in on the dole and quite happy. It is we who have the problem; we have to fund her lifestyle. And unlike her we don't seem to get much choice in the matter.

    The trouble is that those on the take are apparently allowed to decide whether to stay on the take or not. In a fair system, this should not be the claimant's decision, it should be the taxpayer's.

    If there are any vacancies at the local job centre, nobody in that area should be getting any dole at all unless they can prove they cannot do any of those jobs. Proof would be a letter from all those employers, rejecting their application.

    If they cannot show that, and hence the vacancies remain, then the assumption should be that that claimant is not trying to get work, and they should have their payments reduced to somewhere below the level of the lowest-paid job advertised. This measure would provide them with the economic incentive they need to take any job at all rather than stay on the dole.

    It is irrelevant whether taking those jobs would make the claimant economically worse off. If it does, too bad. Their not doing so makes all the rest of us economically worse off. Claimants should not be entitled to choose the dole as an alternative career. People with 7 A-levels most certainly should not be entitled to do so. The dole is a safety net for people who have fallen on hard times, not for people who have made foolish or selfish lifestyles choices.

    It would be tough for some people initially having to get out of bed 5 days a week when they have been used to idleness for years. But it is a necessary first step if such people are to rejoin the human race.
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