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Learning to live my dreams not trample on them
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Waves at DC and Gill - as realise I didn't mention you sorry!
Trying to resist eating anything more today - as official weigh in day tomorrow am LOL
Found out today that my recent insomnia was due to k3nco having blue lids on their caffinated coffee - so I had bought it thinking it was decaff and it wasn't!!! Argh!!!!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Lost another 1lb in weight over night which is positive at least - so I have lost 6lbs in weight since last Wednesday which has got to be good!
Health still not great - but managed another day at work. Got my first physio appointment thro for my arm - could be interesting - hope it doesn't hurt too much! Still taking prescription strength co-codamol. Got an appointment thro for consultant but it is not until September - where as I was hoping if I had to have an op that I could have it in the summer holidays when it quietens down at work anyway. So thinking of booking yet another gp appointment and trying to get referred to a better hospital and hope that way may be seen quicker tooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Good luck with getting a sooner appointment. The NHS Choices website gives you an indication of where you would get seen quicker (I wouldn't say it's always as fast as they say, but they do seem to indicate where the shortest and longest waits are imo), so you should know where to fight for.savingholmes wrote: »So thinking of booking yet another gp appointment and trying to get referred to a better hospital and hope that way may be seen quicker too
Hope the rest of your week picks up
"I am indelibly stained by hope and longing" - Nuts in May0 -
Found you!!!!!!!!!!!
How are yooooooooou???** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
savingholmes wrote: »Thanks for your post CMD - yeah it is still tough. Been hard work today - cried at work. Some insensitive **** said I looked like I was pregnant in my top - was I etc and went on and on convinced that I was! I went away and cried - and then collared her and told her how insensitive she had been and how she needed to think before she spoke. Didn't obviously share all my medical stuff with her but for goodness sake - you never tell someone they look pregnant unless you are really sure they are!!
I think if my periods do disappear like they are meant to - things should pick up soon, perhaps even by the end of the week.
I have also started my diet this week and have done a weightloss ticker - so far so good:j
If OH gets his pension refund - then that will make life easier as will be debt free other than student loan and mortgage and may even be able to plan for getting new kitchen. I fancy the ikea red one...
What a horrible person she sounds. I am glad you said something to her. She obviously has no tact or respect for other people.
Hope you are feeling okay today. Lol at the Kenco!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hi guys - nice to see you back!
Well this week has been painful. Cried loads today including at work - but boss was really good. Went to gp too.
Weight loss going scarily well
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Hey Saving, sounds like you're going through a lot atm. (((Hugs)))
Well done on the weight loss!DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
The_Golden_Goose wrote: »Found you!!!!!!!!!!!
How are yooooooooou???
Hi GG - how are you doing?:beer:
As you have probably gathered - I have been severely anaemic and have gynae issues and now also nerve damage on my arm - really hoping things improve real soon as so far it has been a rubbish start to the year!clearmydebts wrote: »What a horrible person she sounds. I am glad you said something to her. She obviously has no tact or respect for other people.
Hope you are feeling okay today. Lol at the Kenco!
Thanks CMD - how are you? so glad this week is over! Working from home Monday which should help. Just need to chill this weekend!
The tactless person is just really unthinking... makes you wonder if she's on the autism spectrum she can be so brash and insensitive...
Confession
I've been very naughty - last night I ordered myself a new red laptop. I did it thro quidco tho so got free delivery and £25 off plus will eventually get 3% cashback off the price before VAT. :money: I have been putting off getting a new laptop for ages tho - and this one is literally falling apart.... laptop is a lifeline...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Thanks for popping in Tirl - hopefully I will feel better soon and pop in on diaries again...Hey Saving, sounds like you're going through a lot atm. (((Hugs)))
Well done on the weight loss!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Well I have just sent up my payment to BOS £2618 which will pay off that card :jand take us back to pre-xmas debt levels (after borrowing from V in Jan). We will then be back in true paying off debt territory.:money:
Still not heard anything more from pension company so not sure when we will get that moneyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260
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