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Pay off mortgage and start having fun!

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  • newgirly
    newgirly Posts: 9,353 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    LadyGnome wrote: »
    Hello newgirly
    I've been reading through your diary over the last few weeks. Quite a rollercoaster ride at times ;) and I am amazed at what you have achieved.

    However, the biggest thing I've noticed is how your attitude to money has changed. If your Dad had helped you out with that money a few years ago, you would have already bought the sports car. Instead you've been able to take a step back and look at the long term best interests of your family. I hope that in a couple of years you will feel the benefits of all your efforts as you cheerfully wave goodbye to the mortgage.

    I've also enjoyed seeing how you deal so well with your teens as my eldest turns 13 in the summer :eek: so I need all the help I can get!

    Hi lady gnome thanks for sifting through my drivel :D it's totally down to mse, I think had I not stumbled upon it we would probably kept on overspending until we couldn't remortgage the debts away any more and eventually gone bankrupt!

    Best of luck with the teenage years, you will need it :rotfl:
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,353 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    try_harder wrote: »
    Hi newgirly i am slowly reading through your diary lots of pages to read you have done so well i have just started on mfw after being in debt and a big spender for 30 years you have inspired me ,will be watching now over your last couple of years and wishing you luck.

    Apologies as I have forgotten how to multi quote! :o

    Hi try harder, many thanks for reading :) best of luck with your mf journey :)
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,353 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    What brilliant and exciting news on the gift from your parents! Congrats :)

    PS. Yum - homemade hobnobs! I need to get baking again too, it's been too long - might have a root around the cupboards later myself :)

    Hi pearla :wave: hope you are well :D
    MFW 67 - Finally mortgage free! 💙😁
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    I don't suppose your parents would like to adopt another daughter ng?
    I come complete with ready made grandchildren :rotfl:

    I'm so glad you've had the nice surprise of a windfall :T
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • newgirly
    newgirly Posts: 9,353 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi smlsave :)

    They defiantly don't want more grandchildren, they are quite relived the ones they have are now are too old to need babysitting :rotfl:


    Lindy bop dresses are here :dance: dd looks like a movie star in her size 8 Victorian high neck satin dresses, I look like - well a bit like a size 14 sausage trying to fit into size 12 dresses! some will be kept , some will go back. I have splashed out on a clothes rail £8.99 ( totally out of character for me as the bedroom has to be all neat and tidy) as I am going to hang the dresses up as an incentive to not eat crisps :rotfl:

    Met great aunt and uncle for coffee in town, he is 80 and quite wobbly on his feet now, but so like my late grandad it makes me really miss him, the older I get the more appreciate things I really took for granted growing up :(
    MFW 67 - Finally mortgage free! 💙😁
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Thank you ng and if i do as well as you and everyone else on here i will be extremely happy.
  • newgirly
    newgirly Posts: 9,353 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks try harder, best of luck!

    Headache this morning and off to work soon, felt rough yesterday so lay on sofa all night after work. Hours on the internet resulted in me buying a pandora charm for my Xmas bracelet :o £15.15 on flea bay (instead of £65) - midnight blue pave with stars if any ones interested :rotfl: very naughty!

    Today's plan:

    Get through day at work whilst feeling rubbish

    Cook dinner tonight - dh bought chips yesterday, couldn't face cooking :o

    Don't over eat or drink

    Send cheque for Alton towers stay

    Take ds1 to final maths lesson tonight before exam tomorrow :eek:

    Ring building society back - started a new application for remortgage at weekend and they ran out of time. If the old one expires you must start over, even if I wasn't lazy with paper work and forgot I would still change the deal again due to dads gift.
    MFW 67 - Finally mortgage free! 💙😁
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hope you feel better soon.
  • newgirly
    newgirly Posts: 9,353 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Horrid day, starting with ds losing his maths exam calculator at 7.15 (exam start time 9 am!) even though I checked with him last night. So choice to drive to 24hr tesco and try and get one or locate missing one- so I bought one , he took it to school and he he trotted off down the road I found it on the sideboard :o

    Then ds2 said he had knocked into the wall as they we're leaving the hall and had a big bruise on his hip, but it didn't look right and was moving oddly. So we have been to the walk in centre who said its not related and may be enlarged lymph nodes or a gland , but it's in an odd place. He has to go to the gp if it doesn't go down in the next week or two, amd measured it whilst taking a photo on my mobile so we can check it. Ds is not worried as the dr said there is no need to worry - that doesn't work for us parents though does it :(
    MFW 67 - Finally mortgage free! 💙😁
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    I hope tomorrow is a better day. It was probably stress that led to the calculator mix up, at least you have a spare now. I hope DS2's mystery bump sorts itself out soon.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
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