We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pay off mortgage and start having fun!
Comments
-
Hello newgirly
I've been reading through your diary over the last few weeks. Quite a rollercoaster ride at timesand I am amazed at what you have achieved.
However, the biggest thing I've noticed is how your attitude to money has changed. If your Dad had helped you out with that money a few years ago, you would have already bought the sports car. Instead you've been able to take a step back and look at the long term best interests of your family. I hope that in a couple of years you will feel the benefits of all your efforts as you cheerfully wave goodbye to the mortgage.
I've also enjoyed seeing how you deal so well with your teens as my eldest turns 13 in the summer :eek: so I need all the help I can get!
Hi lady gnome thanks for sifting through my drivelit's totally down to mse, I think had I not stumbled upon it we would probably kept on overspending until we couldn't remortgage the debts away any more and eventually gone bankrupt!
Best of luck with the teenage years, you will need it :rotfl:MFW 67 - Finally mortgage free! 💙😁0 -
try_harder wrote: »Hi newgirly i am slowly reading through your diary lots of pages to read you have done so well i have just started on mfw after being in debt and a big spender for 30 years you have inspired me ,will be watching now over your last couple of years and wishing you luck.
Apologies as I have forgotten how to multi quote!
Hi try harder, many thanks for readingbest of luck with your mf journey
MFW 67 - Finally mortgage free! 💙😁0 -
Pearla*Merle wrote: »What brilliant and exciting news on the gift from your parents! Congrats
PS. Yum - homemade hobnobs! I need to get baking again too, it's been too long - might have a root around the cupboards later myself
Hi pearla :wave: hope you are wellMFW 67 - Finally mortgage free! 💙😁0 -
I don't suppose your parents would like to adopt another daughter ng?
I come complete with ready made grandchildren :rotfl:
I'm so glad you've had the nice surprise of a windfall :TCurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Hi smlsave
They defiantly don't want more grandchildren, they are quite relived the ones they have are now are too old to need babysitting :rotfl:
Lindy bop dresses are here :dance: dd looks like a movie star in her size 8 Victorian high neck satin dresses, I look like - well a bit like a size 14 sausage trying to fit into size 12 dresses! some will be kept , some will go back. I have splashed out on a clothes rail £8.99 ( totally out of character for me as the bedroom has to be all neat and tidy) as I am going to hang the dresses up as an incentive to not eat crisps :rotfl:
Met great aunt and uncle for coffee in town, he is 80 and quite wobbly on his feet now, but so like my late grandad it makes me really miss him, the older I get the more appreciate things I really took for granted growing upMFW 67 - Finally mortgage free! 💙😁0 -
Thank you ng and if i do as well as you and everyone else on here i will be extremely happy.0
-
Thanks try harder, best of luck!
Headache this morning and off to work soon, felt rough yesterday so lay on sofa all night after work. Hours on the internet resulted in me buying a pandora charm for my Xmas bracelet£15.15 on flea bay (instead of £65) - midnight blue pave with stars if any ones interested :rotfl: very naughty!
Today's plan:
Get through day at work whilst feeling rubbish
Cook dinner tonight - dh bought chips yesterday, couldn't face cooking
Don't over eat or drink
Send cheque for Alton towers stay
Take ds1 to final maths lesson tonight before exam tomorrow :eek:
Ring building society back - started a new application for remortgage at weekend and they ran out of time. If the old one expires you must start over, even if I wasn't lazy with paper work and forgot I would still change the deal again due to dads gift.MFW 67 - Finally mortgage free! 💙😁0 -
Hope you feel better soon.0
-
Horrid day, starting with ds losing his maths exam calculator at 7.15 (exam start time 9 am!) even though I checked with him last night. So choice to drive to 24hr tesco and try and get one or locate missing one- so I bought one , he took it to school and he he trotted off down the road I found it on the sideboard
Then ds2 said he had knocked into the wall as they we're leaving the hall and had a big bruise on his hip, but it didn't look right and was moving oddly. So we have been to the walk in centre who said its not related and may be enlarged lymph nodes or a gland , but it's in an odd place. He has to go to the gp if it doesn't go down in the next week or two, amd measured it whilst taking a photo on my mobile so we can check it. Ds is not worried as the dr said there is no need to worry - that doesn't work for us parents though does itMFW 67 - Finally mortgage free! 💙😁0 -
I hope tomorrow is a better day. It was probably stress that led to the calculator mix up, at least you have a spare now. I hope DS2's mystery bump sorts itself out soon.MortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750000
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards