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Pay off mortgage and start having fun!

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Comments

  • newgirly
    newgirly Posts: 9,353 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi , thanks you are very kind :)

    We could clear the loan, but the company are paying us to pay that at the moment so I don't think we will.

    We will still have some of the loan left and even a balance on the cc's if we manage to clear the mortgage in that term. Probably not the way it should be done, but the urge to be mf is bigger than my common sense :rotfl:

    Next dilemma, after no alcohol all week we have been invited round mum and dads for champagne - is today a good enough reason to fall off the wagon :D
    MFW 67 - Finally mortgage free! 💙😁
  • Muser1
    Muser1 Posts: 795 Forumite
    I'd be back flipping off the wagon!
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • newgirly
    newgirly Posts: 9,353 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Ha ha ok if you insist :rotfl: :beer:
    MFW 67 - Finally mortgage free! 💙😁
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'd be swizzing it about like an F1 champion :beer::rotfl:
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Very pleased to hear your news, NG. Hope it's taken the pressure off a little. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    lovely NG
    what a relief after all of your stressors
    :D:D
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 June 2016 at 1:32PM
    Thats incredible newgirly, I'd have jumped off the wagon as well to celebrate. You will now achieve your original goal of being MF before the twins turn 18.

    You must feel like a massive weight has been lifted, really happy for you :)
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Wow Newgirly you're on fire!
    Well done on using your Gran's money to pay down the mortgage, that shows a lot of character and strength.

    Wonderful gift from your parents too, that is life changing. I love your plan to get the mortgage gone by the birthdays.
    Keep focusing on life after debt, you can do this and we're all cheering you on!
    Weight: need to lose 71lbs - lost to date 0lbs
    One Poll: £3.20
    My Survey: £0.00
    Ebay: £0.00
  • Great news, congratulations!
    I think I have some "one free ticket with an adult ticket" vouchers that cover alton towers if they would be any use?
  • newgirly
    newgirly Posts: 9,353 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks so much for the good wishes everyone, you are all so lovely :D

    Still in shock today! Also a bit hungover, a glass of champagne ended up being lots of wine too and a Chinese takeaway for us and two of the kids courtesy of dad at their house (I did try and pay!)

    Just can't believe it really, it feels like I should be out spending to celebrate :rotfl: but NO! It's 26 months until the possible new end date if we really try :D

    Shs that's very kind of you, dds boyfriend get a work discount which works out at £36.50 for two days per adult so I think it would work out cheaper, thanks though :)
    MFW 67 - Finally mortgage free! 💙😁
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