Pay off mortgage and start having fun!

newgirly

Hi smlsave :hello: hope you are well

Taking ds2 to work today as he has the orthodontist nearby, must get home to take revision books or dh will have him working.

Its bucketing down here, I thought we were supposed to be having 90 days of boiling weather!

newgirly

:T lovely big op made today it's the first day of the new yearly allowance for op's this year (well until the deal ends if I go on svr for a day or two on 31st July at midnight ) anyway yearly allowance is £12,443.86 and I have just paid £11,196 :dance:

Total mortgage balance now £112,951 , proper updates to follow, I'm off out for dinner with girls at one of their houses - no dessert or alcohol for me though!

newgirly

Credit card statement in, final spend for the month - £673.58 :eek:£173.58 over the planned £500 budget oops! Still £75 odd less than total £750 usual monthly budget.

£75 surplus to the new holiday fund, this may need to be spent as a deposit soon as unbelievably the kids have agreed to go away with us :j sadly not a holiday but a couple of nights at Alton towers still trying to get together dates and may well take 2 X cars (if I can borrow one of dads) and let them all take a friend each we will self cater nearby and dds new boyfriend works for Apple and gets a discount on tickets :T It's kind of the group holiday I had suggested months ago , but a lot cheaper and on a much smaller scale

Budget for this month £600 I think, hopefully I can stick to it a bit better now I am alcohol free , although to be fair the kids at home on study leave are quite expensive food wise. Need to get a bit better snack wise, baking very large amounts of treats might help maybe, at the moment I seem to have been stopping off daily for stuff!

Moneyfordreams

Amazing OP, did you save that? or use your inheritance money?
Well done on all counts

gallygirl

newgirly wrote: »

Need to get a bit better snack wise, baking very large amounts of treats might help maybe, at the moment I seem to have been stopping off daily for stuff!

Ah yes, 'stuff' - what you have to buy when there's nothing but food in the fridge .

newgirly

Moneyfordreams wrote: »

Amazing OP, did you save that? or use your inheritance money?
Well done on all counts

Hi money for dreams, thanks it was the £10k mum gave me from grans house and a bit of normal op money

GG that is so true, they are still complaining that there is no food even with the food and the "stuff" we now have. I quit and I'm calling their bluff and starving them out for a while :rotfl:

Took mum and dd to the shops today, mum bought us all lunch at pizza express :beer: I had 4 dough balls , a superfood salad and Diet Coke :A (found a voucher online first of course though) :money:

Moneyfordreams

mmmm wise choice, P&O must be crying

Seriously though, I've read and followed your diary since last summer and the focus you are showing is inspirational.

newgirly

That's very kind mfd's, it's still weird to hear people say they read my diary, even after all these years Please don't worry about p and o 's bank account, no doubt they will be getting plenty of our money in the future :rotfl:

XSpender

I am impressed with your willpower in Pizza Express as well as your fabulous OP

newgirly

I know I am not myself at the moment resisting pizza and spending- it won't last :rotfl: