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Pay off mortgage and start having fun!

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  • greent
    greent Posts: 10,798 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I, too, like purple - I once bought an Escort purely because it was lilac! And we were checking out KAs for DD (purple ones, natch!) - but they are crazy insurance groups when compared to something more 'boring' like a Polo, so she can join the VW clan when she passes her test (I have a dark grey Golf Plus, OH has a dark grey Sharan - he has been scoping out dark grey Polos!! :D)


    My sister is on her 2nd purple car - she is also a fan!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm still shuddering after reading about the spider!

    Good luck with the tender!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I had a purple escort, bought it brand new. Thinking back it was at the start of our. financial woes, buying cars we could not afford :rotfl:

    Wbc, not sure when we hear about the new work. As for gran, she has been told by the hospital she can't go home, she doesn't want to go into a home but can't even walk now, I suppose the blessing is she does not really know what is going on or remember anything :( The family situation is nobody can cope with the level of care she needs now. Thanks for asking :)

    Its an "epic fail" as my ds2 would say on the wine front, bought some red for dh at the weekend which he didn't drink but I currently am, on a monday, the night before weigh in day, oops.
    MFW 67 - Finally mortgage free! 💙😁
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    A 1983 2.8i would be the 'Special' with the 5 speed 'box and LSD? The one I had a drive in was the 4 speed 'Injection' model, being used to Triumphs I was pleasantly surprised just how nice the 4 speed was without an overdrive.

    I'm sorry to hear about your grandmother, NG. :(
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Not sure Alex, I know the 3.0l were specials, it was before I met him, I was still pootling around in a fiat uno :D

    Oh dear, weigh in day and 1.5 pounds on :. Now only four pounds list in total in about a month, very bad. Fresh start today.

    I found a car lease deal on hduk yesterday £474 deposit and £76 pm rental for a 2 year contract on a new mid range fiat panda. So about £95 pm overall. Not my first choice of car I have to say but it just about seats five.

    Currently we own a 7 yr old vauxhall zafira, i don't think it would pay us to change that , but i thought id have a quick look anyway, they pay the car tax and its a 1.2l so petrol costs would be cut. How am I supoosed to know whether our current car will plod along another 2 years cheaply? To be honest I don't like the panda or zafira, I just want the cheapest option.
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    QUOTE=newgirly;68975392]
    newgirly wrote: »
    Mfw 2015 figures updated.

    UPDATE!



    Start balance Jan 2015

    £139,999 mortgage

    £6018 MBNA cc

    £4339 fluid cc

    Total £ 150,356 plus from Feb £35k loan ,so a real figure of £185,356


    Today's bal:

    Mortgage £133,164.74

    Fluid cc £3,385

    Santander cc £4,354

    Loan £30,612

    Total: £171,518.92

    Total this year paid: £13,837.08
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Figues updated, yesterday's paypacket now empty :D

    £1530 op to clear in term, plus an extra £60
    Cc's min payments £44 and £35 plus an extra £53 op

    I've had a cc shuffle, my current daily usage one is terrible for rewards, I have not earned enough to get anything this year. I am going back to the nationwide cashback one. The startement date is earlier so i have a little surplus that I have put by to pay for the hotel room in november for the xmas market £54 and the rest has gone off the cc's and i've bought a new dress, black short sixties swing dress with bell bottom sleeves exactly the style I was looking for ,£13 in primarni :money: pro rata i have just about stuck to the £300 grocery budget.

    Not sure what challenges to set now. I don't want to stretch things too far as I feel like having a bit of fun :D oh, I also splashed out on 2x prezzo meal deals a couple of days ago. Found on hduk, 3 courses and a glass of house wine for two. Was £50 then £30 , then a £10 off code and 12% through tcb :beer: one will be used when we go away.
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    newgirly wrote: »
    1).go on a cruise....:)
    2).holiday with extended family.........:)
    3).sew a patchwork blanket......made a photo patchwork one :)
    4).grow runner beans
    5).read 40 books
    6).go to a xmas carol concert at the albert hall
    7).eat chips on a pier
    8).go on the dodgems......:)
    9).write a poem.......:)
    10).watch a movie outdoors
    11).join twitter......:)
    12).go on a bike ride......:)
    13).make xmas tree decorations
    14).build a sandcastle
    15). Make bunting
    16).watch 40 of imbd's top 250 films of all time
    17).lose 2 stones
    18).visit a xmas market
    19).sell something on ebay......:)
    20).have an afternoon tea
    21).host an afternoon tea.......:)
    22).make my own wine......:)
    23).do a puzzle
    24).go for a walk in the rain........:)
    25).go to a casino.....:) on the cruise but i'm counting it!
    26).bake a birthday cake
    27).play an xbox game......:)
    28).go down a waterslide...:)
    29).go to a prom.......:)
    30).see the oxford street xmas lights
    31).visit the imax......:)
    32).visit the national gallery
    33).take dh on a surprise night away.......:)went after my birthday
    34).go for a picnic.......:)
    35).learn to play chess......:) had a go!
    36).see michael buble.......:)
    37).host a halloween do
    38).rollerskate
    39).cook a xmas dinner
    40).pay £27,000 off the mortgage
    [/quote][/quote]


    Thought it was time to check the list again!
    MFW 67 - Finally mortgage free! 💙😁
  • Great progress newgirly that's some great progress.

    Love the list too, all achievable too!
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Great progress newgirly that's some great progress.

    Love the list too, all achievable too!

    I agree with OOC. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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