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Pay off mortgage and start having fun!

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  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Grans op went ok tonight, I will visit tomorrow.

    I have spent the day eating non stop though, I hope i've not sabbotaged myself too much :o
    MFW 67 - Finally mortgage free! 💙😁
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Glad to hear your grandmother's operation went well. I hope she recovers as quickly as possible. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Good news about the Op.
    I should just put the day's food behind you and start afresh.
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 6 September 2015 at 9:24PM
    Visited gran and she is ok but in quite a bit of pain poor thing :(

    Too much food eaten today again, not a horrific amount but more than I should have. I think perhaps a bit of exercise wouldn't go amiss, so as of tomorrow im going to exercise for a minimum of 20mins a day. It not much but I'd rather get into the habit regularly even when I'm working, although weekends off perhaps :D
    So as of tomorrow I start doing the shred :eek:

    The house smells divine tonight as the xmas cake is baking away, not sure how it will be as i didn't adjust for the fan oven, oops!

    Sunday night routines for the new organsied me:

    Prep lunches.....done
    Do all ironing and put away......done
    Get my clothes out for tomorrow.......done
    Dishwasher on.......done
    Put a wash in......done
    Get lamb out of freezer for dinner monday.......done
    Do account reconciliation.....done
    Swish round bathrooms
    Sweep kitchen/living room.......done
    MFW 67 - Finally mortgage free! 💙😁
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Your looking very organised for the week ahead new girly. Have a great week and hope your gran feels better soon.
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi firegirl, thanks for popping in I hope you have a good weekend too :D
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Shred day two completed, very achey now :o total weight loss zero and i've put on a quarter of a pound this week. Overall i was much better than the week before when i lost 3 lb.

    I've been eating mr t low cal veggie frozen dinners , they are two for £3 and although dearer than making my own meals , its nice to have a change and they are very convinient.

    I can use the cc again on thursday thank goodness, i might work out a monthly foodplan as the budget is going down for the month. The spending diary needs updating everyday so more effort is needed :D
    MFW 67 - Finally mortgage free! 💙😁
  • edinburgher
    edinburgher Posts: 13,939 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Poor NG, you have really been through the wringer since I last posted on your thread!

    Still, you are holding up like a trooper and there is nary a trace of a whinge :T

    I am extremely impressed with the mature way that you have come around to pretty solid budgeting and the way in which the family has rallied round. All the best to DH, he has it particularly tough at present and sounds like he is worth his weight in gold :)

    Ps. You might not have picked up on it yourself, but you have developed a totally different tone in your posts. No longer is it 'oh dear, wittle owd me has blown the budget on a treat'! You have morphed into a robust 'things are tough, but I'm sorting it, dammit!' :rotfl:
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Ah bless you Ed, what a lovely thing to read after a very long day :) I am blushing a bit now :rotfl:

    You are very right my dh has been an absolute star lately :T its been a very uncomfortable couple of weeks at work, but strangely more calm at home, I guess in a weird way the stress of keeping up appearences has lifted.
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Can't do the shred this morning, work was really hard especially when i couldn't bend down :rotfl: so i temporarily quit. I will focus on the food side of things for the next few days at least.

    We are away fri and the kids are staying at my parents which means lots of packing. As usual dh informs me we dont need much its only a couple of days. Hmm, like he ever packs :p

    Anyway the big news is, drumroll........i'm going to put little eric up for sale :(

    I obviously don't want to, and at the moment we are just about ticking over but i don't drive him as much as expected and its not winter yet, i will drive him less then. If i was better off i would keep him tucked away to get out in the summer, year after year. But right now it feels selfish. I know how bad it will be everytime i see a mini though :cry:
    MFW 67 - Finally mortgage free! 💙😁
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