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Pay off mortgage and start having fun!

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  • OCC, I couldn't fit a pond in our new house garden anyway, so please don't worry about DD being left to fall in! This is a forever home project for when I am an old geezer :)

    ....when the only worry is you doddering into it!
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    We had a small but deep koi pond when the kids were very small. I didn't want it, dh did and put a fence round it. It lasted a couple of months as did the rows and then I won and he filled it in! Still can't believe he built it in the first place, must have been a very stubborn phase :rotfl:
    MFW 67 - Finally mortgage free! 💙😁
  • :money:
    newgirly wrote: »
    We had a small but deep koi pond when the kids were very small. I didn't want it, dh did and put a fence round it. It lasted a couple of months as did the rows and then I won and he filled it in! Still can't believe he built it in the first place, must have been a very stubborn phase :rotfl:
    .

    You are very wise!

    How's the business going? You should ask about stand we have done things like this and costs vary ALOT we've paid from nothing to £10k so it's worth getting an idea of total costs.
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    10k :eek: I think it will be a lot too, worth a phone call though and as gg says its a business expense :D Did you find the stands worthwhile? Our product is made to order so I'm nof sure how successful it would be.

    Business wise I don't know yet, we may manage by the skin of our teeth to pay one redundancy thats agreed now, we are ticking over but don't have as much work as we need.

    I've started dieting twice in the last month or so, just got on the scales tonight and have put on :( some days i'm good and others not. My 100 days to lose three stones may be a little optimistic. So I shall reduce the target into easier smaller chunks.

    Half a stone a month, and there are three months to xmas. Its half the previous target and hopefully more achievable.

    Diet things i need to do:

    Setting monthly targets (3 to start with!)

    So first month:

    Lose 7 pounds
    No alcohol
    Cals: 250 breakfast
    350 lunch
    450 dinner
    200 snacks
    Try and get min. 8 hours sleep a night.

    Weight loss challenge take three :D
    MFW 67 - Finally mortgage free! 💙😁
  • Join us on the giving up/cutting down alcohol thread?
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    You been at the Goodwood Revival? Not too jealous ... well, OK, that's a thinly veiled lie. I've not been for a number of years but it's a great weekend.

    Regarding the ponds, I'm not into all this 'Elf 'n' Safety, nanny state stuff. Everything could be dangerous and plenty of things in the household could easily kill or seriously injure someone (especially a young child). Unfortunately, tragic accidents happen but I don't think it really helps to shield a child away from everything that 'could be' dangerous.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Have to disagree on that one Alex, kids are drawn to water and a minute is all it takes. If you have a pond or pool they have less chance of exploring and playing on their own as they can't be left at all.
    MFW 67 - Finally mortgage free! 💙😁
  • edinburgher
    edinburgher Posts: 13,935 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Unfortunately, tragic accidents happen but I don't think it really helps to shield a child away from everything that 'could be' dangerous.

    A koi pond should be at least 4' deep. Not having one with young children is a no brainer.
  • newgirly
    newgirly Posts: 9,359 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks shs just seen your post shall pop over .
    MFW 67 - Finally mortgage free! 💙😁
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    newgirly wrote: »
    Have to disagree on that one Alex, kids are drawn to water and a minute is all it takes. If you have a pond or pool they have less chance of exploring and playing on their own as they can't be left at all.

    Can't say I let my son go running about on our grounds on his own.
    A koi pond should be at least 4' deep. Not having one with young children is a no brainer.

    Hadn't realised how the pond needed to be that deep.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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