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Pay off mortgage and start having fun!

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  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks for your message, very kind...
    Obviously in the shops now😱
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi Peonie, I resisted everything including a bathroom suite :D

    BBQ was good yesterday, and garden looking better than it has in years, although decking will not last another year I think. But I have real live plants to look after!

    I have drunk too much wine the last couple of days and eaten too much food. I am thinking of cutting out the alcohol for a couple of weeks again, and possibly dairy as well. I just seem to have no will power to diet at the moment. I'm already veggie but maybe a couple of weeks vegan would help? I couldn't do it long term though I would miss feta too much :o

    Mortgage wise nothing is happening at all at the moment, 10p daily op's made the last few days, but no other spare money to hand. I can't wait to get back on repayment next year and actually see the term come down, unlike now when my term is reducing monthly but the balance is not really :eek:
    MFW 67 - Finally mortgage free! 💙😁
  • Peonie
    Peonie Posts: 1,471 Forumite
    Well done. I tend not to diet. Maybe that's why I'm not losing weight...
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Newgirly..... Hope all is well and that you are managing to resist splurging.... Hopefully it is just a passing phase and you will manage to resist the temptation.....
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Day one of the vegan diet done, and I feel better already :D this morning I'm off for another groupon gym swim, target 70 lengths (its a super small pool :rotfl:) it's a horrid rainy day here, and I have about £4 left to spend until I can use the cc again which is around the 10-13 th

    Food should stretch ok, I still have lots of frozen meals for me and dh ready made and veg and meat in the freezer for the kids , so all ok at the moment. I made a fantastic 3 bean chilli last night, a twist on one online. Veggi chilli with no quorn or meat and lots of flavour, Definatly one to do again.

    It's only a couple of months until the kids birthdays :eek: having twins is expensive enough with out having them a few days after dd's birthday! It's dd's 16th, so we want to get her a decent laptop for college, the other 2 usually have mainly money now :( ds2 buys a season ticket (football) with money he gets from family and friends.


    10 p op made :D

    Oops, hi to Peonie and lulabelle, thanks for posting :)
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Exercise overload today, I did 70 lengths without stopping and have taken to my bed early after hobbling around like an old lady all afternoon. Too much too soon I think :o

    Now down to about £2 in cash and in desperation have rung the cc company to see when I can use it - Friday :T I might do an online order this month as I have not done one for ages, maybe will try sainsburys as I think I can get £12 off a £60 first order. Only problem is I have cupboards crammed with stuff I don't often use like approved foods sauces and seasonings etc. should really use it all up first I guess, does anyone need 20 odd boxes of out of date cuppa soup? :D
    MFW 67 - Finally mortgage free! 💙😁
  • pink_poppy
    pink_poppy Posts: 2,141 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    Hope you feel better today ~ well done on the 70 lengths!! :T

    Could you use some of the OOD cuppa soups to add extra flavour to some saucy dishes, like bolognaise, pasta sauce etc.??
    'A watched potato will never chit'...
  • Morning NewGirly, well done on the lengths. I know you said it was a small pool but 70 lengths still sounds impressive to me :T

    I agree with Pink Poppy, if you make the cuppa soups up with less water, or use more sachets to get a sauce, then you could use them in casseroles, or meat, veg, sauce and bung mash on the top. I can't remember whether your family eats meat, or is everyone vegetarian? If so, then a bean based cottage pie, or a lasagne with a different sauce instead of white sauce maybe?

    I bought a slightly ridiculously large jar of capers from AF and I swear I'll still be using them when my kids have children :rotfl:

    Good luck, Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • fothers365
    fothers365 Posts: 269 Forumite
    Well done on the exercise- 70 lengths sounds very impressive!

    I did a AF shop a few months back and thought I had got loads of bargains but to be fair a lot of it is still festering in the cupboard as a lot of it is stuff we don't normally eat a lot of so I am not sure whether I will do it again or whether it was a bit of a false economy overall.

    We did get a load of really cheap cereal bars with it though for lunch boxes and things but I have loads of strange sauces and things left.
    Jan 2013-£140,231.65
    Jan 2014-£120,081.94
  • Peonie
    Peonie Posts: 1,471 Forumite
    newgirly wrote: »
    Exercise overload today, I did 70 lengths without stopping and have taken to my bed early after hobbling around like an old lady all afternoon. Too much too soon I think :o
    I'm impressed by your 70 lengths. I sink in fresh water so 10 lengths with multiple rests is an achievement. Go on, what's 70 lengths in kms/miles?
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
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